People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh the disadvantages?

#people #credit #cards #purchases

Nowadays, the vast majority of people tend to utilize credit

cards

more than cash

due to

technological progress that has grown in the

last

twenty years. Doubtless, there are some benefits and drawbacks

such

as cyber-attacks, spam, system problems, and so on. I strongly believe that the advantages

overweigh

Verb problem

outweigh

show examples

the disadvantages of

this

payment

method.

This

essay will examine the

proses

Fix the agreement mistake

process

show examples

and cons of paying by

card

and provide a logical conclusion. The two main advantages of using plastic

cards

are convenience and rapidity. People live in a world full of digitalization where cutting-edge technology is improving day by day.

Therefore

, it is more comfortable to take your credit

card

and go shopping without an abundant amount of money in your wallet, because all boutiques and showrooms have a special device and the customer

could

Wrong verb form

can

show examples

buy anything by

card

Moreover

this

payment

method is much faster than counting money at the cash register.

For instance

, some purchases often

delay

Wrong verb form

delayed

show examples

in the queue in grocery shops or supermarkets, because of currency issues.

Hence

, cashless payments are the best way to make purchases.

However

, credit

cards

also

have some major disadvantages like cybercrime. It means that if the bank has glitches in its security system

this

can be used by hackers to steal all cash.

For example

, one American hacker broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.

Thus

payment

card

has its drawbacks, but those cons are not as significant compared to the

proses

Fix the agreement mistake

process

show examples

. In conclusion,

although

plastic

cards

can have certain negative effects like cyber-attacks, it has an extremely positive influence on technological progress. I believe that the benefits of the

payment

method outweigh its drawbacks.

Submitted by Allazhar on Wed Oct 26 2022

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task response

The essay addresses the prompt but lacks depth in discussing the advantages and disadvantages of credit card usage. More specific and detailed examples could be provided to support the main points.

coherence cohesion

The introduction and conclusion are present, but they lack development and fail to effectively summarize the main points of the essay. More focus on clear and organized structure is needed.

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13Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
5Grammar mistakes
 

4 paragraphs

286 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 5.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 5.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh the disadvantages?

Essentional vocabulary list for IELTS Writing 7+

Some people think it is better to educate boys and girls in separate schools. Others, however, believe that boys and girls benefit more from attending mixed schools. Discuss both these views and give your own opinion.

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Some people agrue that technological inventions, such as mobile phones, are making people sociably less interactive. Do you agree or disagree?

Some people say that in all levels of education, from primary schools to universities, too much time is spent on learning facts and not enough on learning practical skills. Do you agree or disagree?

More and more people want to buy clothes, cars and other items from famous brands. What are the reasons? Do you think it is a positive or negative development?