People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh the disadvantages?

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Nowadays, the vast majority of people tend to utilize credit
cards
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more than cash
due to
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technological progress that has grown in the
last
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twenty years. Doubtless, there are some benefits and drawbacks
such
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as cyber-attacks, spam, system problems, and so on. I strongly believe that the advantages
overweigh
Verb problem
outweigh
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the disadvantages of
this
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payment
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method.
This
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essay will examine the
proses
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process
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and cons of paying by
card
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and provide a logical conclusion. The two main advantages of using plastic
cards
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are convenience and rapidity. People live in a world full of digitalization where cutting-edge technology is improving day by day.
Therefore
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, it is more comfortable to take your credit
card
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and go shopping without an abundant amount of money in your wallet, because all boutiques and showrooms have a special device and the customer
could
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can
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buy anything by
card
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.
Moreover
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,
this
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payment
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method is much faster than counting money at the cash register.
For instance
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, some purchases often
delay
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delayed
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in the queue in grocery shops or supermarkets, because of currency issues.
Hence
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, cashless payments are the best way to make purchases.
However
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, credit
cards
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also
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have some major disadvantages like cybercrime. It means that if the bank has glitches in its security system
this
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can be used by hackers to steal all cash.
For example
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, one American hacker broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.
Thus
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,
payment
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by
card
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has its drawbacks, but those cons are not as significant compared to the
proses
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process
show examples
. In conclusion,
although
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plastic
cards
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can have certain negative effects like cyber-attacks, it has an extremely positive influence on technological progress. I believe that the benefits of the
payment
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method outweigh its drawbacks.
Submitted by Allazhar on

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task response
The essay addresses the prompt but lacks depth in discussing the advantages and disadvantages of credit card usage. More specific and detailed examples could be provided to support the main points.
coherence cohesion
The introduction and conclusion are present, but they lack development and fail to effectively summarize the main points of the essay. More focus on clear and organized structure is needed.
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