Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money. What are your opinions on this? Give reasons for your answer and include any relevant example from your knowledge or experience.

The bar chart shows the percentage of total spending of households from 2012 to 2016 in the United

states

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States

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. Overall, the figure of spending illustrates some variation from one category to another ,where the highest proportion of spending was on entertainment and remained at the highest level over 2016 .

To begin

with

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,with

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in terms of essential spending ,American households spent 20% in 2012 and it decreased by 17 % in 2016 on food .

secondly

the proportion of spending on housing fell less

3

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than 3

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% where

it

Correct pronoun usage

apply

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was 23% to 20 % .As far healthcare increased by 10% in 2012 ,

however

.the percentage dropped to 7% in 2016 .

In addition

to

this

,expenditure on essential travel sored gradually from 3% to 7%. As far as

non-essential

Correct your spelling

nonessential

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spending in American households on entertainment significantly grew from 27% it reached to 33% in 2016.

In addition

to

this

,consumer goods climbed over the four years from 12% to 17

%

in 2016.expenditure on non-essential travel slightly declined from 4% in 2012 to 3% in 2016.