Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

In

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ultra-modern epoch, it is a moot point that technology has reached every nook and corner of

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world. It is considered by the masses that the internet and cellular phones are being used more to transfer funds to friends, loved ones and for business purposes. I believe that

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is a positive development because it is convenient for the users and

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saves our planet.

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,

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trend has been promoted by various banks and financial institutions because they want to save their customers time and assist them with the ease of day-to-day financial transactions. To elaborate, an individual with a single click on his gadget can transfer funds across the globe;

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, they do not have to carry cash everywhere which proves to be user-friendly. To cite an epitome, a headline published in “The Moscow Times” in 2010, revealed that 65% of the population prefers to carry a card

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of bulky cash and they do not have to be afraid of losing cash now.

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, it can be argued without any scepticism that digital banking has a plethora of benefits.

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, it can be rightly acknowledged that how online banking plays a significant role in preserving the environment.

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, in past years there was more demand for paper to record payment history, even when an individual had to send money to another person, there was a flood of receipts utilized.

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, now with the revolution from paper transactions to digital, there is less demand for paper.

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, an environmentalist found that digital facilities have resulted in a lower number of deforestation which has been reduced from 55% to 20% now.

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, using gadgets and electronic mediums for transactions has reduced the burden on trees. In conclusion, because of the advantages mentioned

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as ease to send the amounts anywhere, pocket friendly and

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preserving nature, I infer that

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conception is a constructive change for an individual and

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for society.