Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

People
no longer need to send cash in person since transferring
money
is getting easier. Because of technology,
people
use
their smartphones to
transfer
money
for their personal or business transactions, especially for online shopping and bill payments. Is that sort of
transfer
method really safe? In
this
essay, I will examine both points of view on current development with the facts.
First
, transferring
money
is not anything new as
people
are using it for many years through banks,
moreover
, new approaches are introduced in recent years.
For instance
, the waiting time for receiving
money
is reduced a lot compared to
last
20 years ago, which used to take a few days. Since the
transfer
is instant,
people
can operate their
businesses
faster than ever for payments.
Furthermore
, the banks are promoting to
use
of online
money
transfer
services not just for
businesses
but
also
for personal usage.
In contrast
,
transfer
services are available for computers, tablets and mobile devices,
people
prefer to
transfer
using their smartphones most.
On the other hand
, some
people
believe that uncontrolled activities can lead towards illegal
businesses
,
such
as
money
laundering, betting and corruption.
Therefore
, they introduced many new regulations for transferring
money
, which may create extra work for typical
use
cases. Even though the safety of
people
is as important as preventing illegal
businesses
,
people
do not want to provide additional details to banks regarding their
transfer
activities. In some cases, unknown transactions are made using compromised smartphones without the awareness of the account owner.
Thus
, online
money
transfer
is no longer the safest method as
people
think before. In conclusion,
people
should
use
online
money
transfer
services via the Internet with extra caution, while securing their accounts as per the bank's guidelines. I strongly believe that approach will be the only option for transferring
money
in the near future.
Submitted by tthtoonmm on

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