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Writing Samples
Band 8

Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

#people #internet #smartphones #transfer #money #friends #businesses #development
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People
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 no longer need to send cash in person since transferring
money
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 is getting easier. Because of technology,
people
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use
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 their smartphones to
transfer
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money
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 for their personal or business transactions, especially for online shopping and bill payments. Is that sort of
transfer
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 method really safe? In
this
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 essay, I will examine both points of view on current development with the facts.
First
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, transferring
money
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 is not anything new as
people
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 are using it for many years through banks,
moreover
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, new approaches are introduced in recent years.
For instance
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, the waiting time for receiving
money
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 is reduced a lot compared to
last
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 20 years ago, which used to take a few days. Since the
transfer
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 is instant,
people
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 can operate their
businesses
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 faster than ever for payments.
Furthermore
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, the banks are promoting to
use
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 of online
money
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transfer
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 services not just for
businesses
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 but
also
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 for personal usage.
In contrast
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,
transfer
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 services are available for computers, tablets and mobile devices,
people
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 prefer to
transfer
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 using their smartphones most.
On the other hand
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, some
people
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 believe that uncontrolled activities can lead towards illegal
businesses
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,
such
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 as
money
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 laundering, betting and corruption.
Therefore
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, they introduced many new regulations for transferring
money
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, which may create extra work for typical
use
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 cases. Even though the safety of
people
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 is as important as preventing illegal
businesses
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,
people
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 do not want to provide additional details to banks regarding their
transfer
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 activities. In some cases, unknown transactions are made using compromised smartphones without the awareness of the account owner.
Thus
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, online
money
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transfer
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 is no longer the safest method as
people
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 think before. In conclusion,
people
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 should
use
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 online
money
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transfer
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 services via the Internet with extra caution, while securing their accounts as per the bank's guidelines. I strongly believe that approach will be the only option for transferring
money
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 in the near future.
Submitted by tthtoonmm on

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