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Band 4

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
Nowadays,
credit
 cards become the most widely used method of payment.
However
, some
people
 prefer to keep their
money
 in cash.
This
 topic will be fully covered in
this
 essay. At the moment, almost all payments occur through a
credit
card
. Because it is very convenient for each person.
However
, there is still cash payment.
This
also
 helps in its own way when you do not have a
credit
card
 or internet.
For instance
, a visitor should
to
Change the verb form
apply
show examples
look for the bank of his
card
 to get cash after visiting a restaurant or cafe.
However
, I'm not sure if a
credit
card
 has any downsides. Because a
credit
card
 is a very useful thing.
People
 can keep all the
money
in
Change preposition
on
show examples
 the
card
 and they will not see it materially.
Credit
 cards can give a sense of security. It is very dangerous to carry large amounts of
money
 in your wallet. There are many cases when
people
 have stolen
money
 from their
wallet
Fix the agreement mistake
wallets
show examples
 and it is still happening.
Credit
 cards are very convenient to use
,
Remove the comma
apply
show examples
 since you can track
of
Change preposition
apply
show examples
the acquisitions and the remaining
money
 on the
card
.
For example
, some parents may monitor their children's finances as well as their shopping choices. To conclude, a lot of
people
 use
a
Correct article usage
apply
show examples
credit
card
Fix the agreement mistake
cards
show examples
 at the moment.
The
Correct article usage
Credit
show examples
credit
card
 has a lot of conveniences to use. Just like a
credit
card
 makes you feel safe
in
Change preposition
with
show examples
 your
money
.
Submitted by Allazhar on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: