IELTS Writing Correction Service
Writing Samples
Band 4

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

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Nowadays,
credit
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 cards become the most widely used method of payment.
However
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, some
people
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 prefer to keep their
money
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 in cash.
This
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 topic will be fully covered in
this
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 essay. At the moment, almost all payments occur through a
credit
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card
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. Because it is very convenient for each person.
However
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, there is still cash payment.
This
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also
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 helps in its own way when you do not have a
credit
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card
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 or internet.
For instance
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, a visitor should
to
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apply
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look for the bank of his
card
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 to get cash after visiting a restaurant or cafe.
However
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, I'm not sure if a
credit
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card
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 has any downsides. Because a
credit
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card
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 is a very useful thing.
People
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 can keep all the
money
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in
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on
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 the
card
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 and they will not see it materially.
Credit
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 cards can give a sense of security. It is very dangerous to carry large amounts of
money
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 in your wallet. There are many cases when
people
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 have stolen
money
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 from their
wallet
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wallets
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 and it is still happening.
Credit
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 cards are very convenient to use
,
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apply
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 since you can track
of
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apply
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the acquisitions and the remaining
money
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 on the
card
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.
For example
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, some parents may monitor their children's finances as well as their shopping choices. To conclude, a lot of
people
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 use
a
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apply
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credit
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card
Fix the agreement mistake
cards
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 at the moment.
The
Correct article usage
Credit
show examples
credit
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card
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 has a lot of conveniences to use. Just like a
credit
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card
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 makes you feel safe
in
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with
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 your
money
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.

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: