Nowadays it is easy to apply for and get a credit card. However, some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards

✨ Do you want to improve your IELTS writing?

Online payment systems

such

Linking Words

credit

Use synonyms

cards

Use synonyms

have become much more affordable these days, but debts are still one of the daunting difficulties for people despite the cutting-edge technology.

This

Linking Words

essay will argue that the drawbacks of using

credit

Use synonyms

cards

Use synonyms

far outweigh the benefits. The biggest advantage of

credit

Use synonyms

cards

Use synonyms

, in my view, is the ability to pay online immediately.

In other words

Linking Words

, with money on the card,it is a matter of time to purchase goods and services whenever needed without leaving a house.

For instance

Linking Words

, clothes, which are produced in Europe or China, are available on websites

such

Linking Words

as Aliexpress and can be bought in one

second

Linking Words

online.

As a result

Linking Words

credit

Use synonyms

cards

Use synonyms

save time and are extremely convenient to use.

Commission

Use synonyms

, I would argue, is the key benefit.

That is

Linking Words

to say in order to transport any amount of money or withdraw cash owners of the card are obliged to pay a

commission

Use synonyms

fee. Users of CenterCredit which is one of the major banks in Kazakhstan,

for example

Linking Words

, gave to pay to five per cent

commission

Use synonyms

on the amount of the goods.

This

Linking Words

indicates a problem since for many people the quantity is much higher than appropriate, which is why a number of unpaid debts are caused. In conclusion, while

credit

Use synonyms

cards

Use synonyms

are vital in terms of accessibility and the economy of hours, people experience considerably more issues due to a necessity to pay the bank back by

commission

Use synonyms

. As

such

Linking Words

, I would maintain that the benefits of payment

cards

Use synonyms

are far outweighed by the drawbacks.

Submitted by diana on Sat Nov 19 2022

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

8
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

258 words

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Topic Vocabulary:

convenience
flexibility
financial security
unexpected expenses
rewards and incentives
cashback
airline miles
impulse buying
accumulating debt
high interest rates
minimum payments
credit score
borrowing capacity
reliance
saving habits
financial vulnerability

What to do next:

Look at other essays:

4.5
band
The precentage of overweight children in western society has increased by almost 20% in the last ten years. Discuss the causes and effects of this disturbing trend.
It is indeed true that, nowadays, people are suffereing more from different types of illness and diseases aa compared to earlier. It is stated that obesity among youth has surged approximately 20% since last decade in the western side of the world. I will discuss the reasons and impacts of this current trend in the subsequent paragraphs.
<4
band
In the developed world, average life expectency is increasing. What problems will this cause for individuals and society ? Suggest some measures that could be taken to reduce the impact of aging population.
Some people claim that not enough of the waste from homes is recycled.
6.5
band
Young people often copy the behaviour of famous people, so celebrities should only be allowed to advertise healthy food or drink and should not encourage unhealthy habits such as smoking. Do you agree or disagree?
Young people look up to celebrities and can be easily influenced by them. Because of this, some people believe that there should be restrictions on what celebrities can advertise, or on how they behave. In my view, this seems a little unreasonable.
7.5
band
Many university students live in a family but other live away from their home because of long distance between their home and university. What are the advantages and disadvantages of this issue ?
The period of university study is undoubtedly one of the most important times in a person's life. While some believe that living at home with family is the best option for university students, others argue that living away from home has its own benefits. In this essay, I will discuss both viewpoints and provide my opinion on the matter.
5
band
Many people believe that it is easier to have a healthy lifestyle in the countryside. Others believe that there are health benefits of living in cities. Discuss both views and give your opinion.
The large number of population consider living in the outskirts very healthy although there are some who prefer the city lifestyle. Despite the accessibility of healthcare facilities in towns, I believe the rural life is much better as there are plenty of healthy foods.

Nowadays it is easy to apply for and get a credit card. However, some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Your opinion

The precentage of overweight children in western society has increased by almost 20% in the last ten years. Discuss the causes and effects of this disturbing trend.

In the developed world, average life expectency is increasing. What problems will this cause for individuals and society ? Suggest some measures that could be taken to reduce the impact of aging population.

Young people often copy the behaviour of famous people, so celebrities should only be allowed to advertise healthy food or drink and should not encourage unhealthy habits such as smoking. Do you agree or disagree?

Many university students live in a family but other live away from their home because of long distance between their home and university. What are the advantages and disadvantages of this issue ?

Many people believe that it is easier to have a healthy lifestyle in the countryside. Others believe that there are health benefits of living in cities. Discuss both views and give your opinion.