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Band 7.5

In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?

#countries #credit #card #people #debt
Credit
cards
 are becoming increasingly popular as banks are offering them to anyone who has a job. According to my view,
although
 a
credit
 card is useful to buy something important when you have run out of money, it makes
people
 owe a lot of money to banks which they are unable to pay off.
Credit
cards
 have become a necessity among
people
 who love to shop. It is an easy way to buy an item instantly without worrying about the cost as you are offered the chance to pay it back in instalments using the cashless payment method. Many feel that it is convenient to pay for a thing in portions rather than paying the full amount at once.
For example
,
people
 tend to purchase expensive mobile phones using bank
cards
 and pay the bill in affordable instalments for months while using them.
On the other hand
,
this
 service is a trap in disguise which pushes
people
 into debt. Because of the higher cash limits of the
cards
, shoppers tend to buy even unnecessary things which
Change the verb form
result
show examples
results
Add the preposition
inresults
fromresults
show examples
 a big instalment.
However
, most of the time instalment payment becomes difficult with other essential expenses.
Consequently
,
people
 owe a considerable amount of cash to banks making them debtors.
For instance
, it seems attractive to purchase a trendy phone using a card using 12 monthly payment options.
Nevertheless
, if at least one instalment got late
then
 the amount that has to pay may become more than the original price of the phone. In conclusion, I strongly advocate that the disadvantages of
credit
cards
 outweigh the advantages. Even if it becomes handy to purchase something important when you have no money at hand, it is one of the main reasons half of society is the debtors of a bank.
Submitted by suechathu on

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    • Sentence 3 - Thesis
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