People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

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Introduction

In the contemporary world, shopping has become very convenient and efficient due to the availability of

credit

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cards. Even though a person is out of money and he needs something urgently, he can always avail of offers on his affinity

card

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However

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, it is a debt and no matter its type, debt is not always an appropriate option. In

this

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essay, I will discuss both its pros and cons till my conclusion is reached.

Body paragraph 1

To begin

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with, the main advantage of using

credit

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cards is that it allows user to buy things even when he does not have a penny in their account.

For instance

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, I recall a time when I had to pay an urgent visit to my mother in another city and I purchased an online ticket for the bus, yet I was short of a few dollars in my bank account so I utilized my

credit

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card

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offer and made my payment. That was life-saving.

Body paragraph 2

Despite all the positives, its negatives cannot be ignored, as with its consistent ,utilization it is highly likely that people might make its use a habit.

Instead

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of keeping their budgets in control and not spending unnecessary funds, people always find their way out through

credit

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cards.

Moreover

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, it will

also

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affect their upcoming month's budget.

Hence

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, plastic money is fine for occasional use but not a regular requirement.

Conclusion

To sum up,

credit

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card

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users have the facilities to buy things they need urgently,

however

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, it will eventually disrupt their

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month's funds. In my opinion,

credit

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card

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payments are similar to online debts.

Therefore

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, why bother to be in debt in the

first

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place?

anniezafar3

Dec 2, 2022

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11
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

273 words

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People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

Many museums charge for admission while others are free. Do you think the advantages of charging people for admissions outweigh the disadvantages?

Some people believe the government should spend money on building train and subway lines to reduce traffic congestion. Others think that building more and wider roads is the better way to reduce traffic congestion. Discuss both views and give your opinion.

Motor vehicle crashes are one of the leading cause of teen deaths. To prevent such road accidents, the government should ban people under 24 to drive motor cycles. To what extent do you agree or degree?

Around the world, rural people are moving to cities and urban areas, so populations in the countryside are decreasing. Is this a positive or negative development?

In many countries, there is an increase in the proportion of ageing population. Some people think that old people over the age of sixty-five cannot contribute to our society any more. To what extent do you agree or disagree?