People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

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In the contemporary world, shopping has become very convenient and efficient due to the availability of

credit

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cards. Even though a person is out of money and he needs something urgently, he can always avail of offers on his affinity

card

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However

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, it is a debt and no matter its type, debt is not always an appropriate option. In

this

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essay, I will discuss both its pros and cons till my conclusion is reached.

To begin

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with, the main advantage of using

credit

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cards is that it allows user to buy things even when he does not have a penny in their account.

For instance

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, I recall a time when I had to pay an urgent visit to my mother in another city and I purchased an online ticket for the bus, yet I was short of a few dollars in my bank account so I utilized my

credit

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card

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offer and made my payment. That was life-saving. Despite all the positives, its negatives cannot be ignored, as with its consistent ,utilization it is highly likely that people might make its use a habit.

Instead

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of keeping their budgets in control and not spending unnecessary funds, people always find their way out through

credit

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cards.

Moreover

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, it will

also

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affect their upcoming month's budget.

Hence

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, plastic money is fine for occasional use but not a regular requirement. To sum up,

credit

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card

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users have the facilities to buy things they need urgently,

however

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, it will eventually disrupt their

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month's funds. In my opinion,

credit

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card

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payments are similar to online debts.

Therefore

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, why bother to be in debt in the

first

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place?

anniezafar3Fri Dec 02 2022

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11
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

273 words

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People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

Some countries achieve international sports by building specialised facilities to train top athletes, instead of providing sports facilities that everyone can use. Do you think this is positive or negative development? Discuss both views and give your opinion.

Topic:Longer life spans and improvements in the health of older people suggest that people over the age of 65 can continue to live full and active lives. In what ways can society benefit from the contribution that older people can make?

Solving environmental problems should be the responsibility of international organization rather than each national government. Do you agree or disagree?