People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Nowadays,
cutting edge
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cutting-edge
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technology
catch
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catches
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the world. Appearing modern devices make
a
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apply
show examples
life
more convenient and
ease
Correct your spelling
easy
show examples
,
a
Correct word choice
and a
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plethora of inventions are connected by purchasing daily products.
Credit
cards are used more and more every day. The pros outweigh
cons
Correct article usage
the cons
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and
this
essay will examine the advantages and disadvantages of using
this
device and provide a logical conclusion. On the positive side, using
credit
cards is
crucial
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a crucial
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part of modern
life
. Society uses
this
technology, due to
it
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its
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allows
to
Correct pronoun usage
us to
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make online transactions from home. People do not need to go outside and drive
in
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into
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shops. In
21st
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the 21st
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century,
a
Correct article usage
the
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salary of
employee
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an employee
show examples
goes to a
card
.
Moreover
,
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a person
the person
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person
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people
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can manage online money
in
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through
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the application of their
bank
. User can see their expenses
of
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for
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a month and allocate a budget on dreams in an online piggy
bank
.
In addition
, there are numerous benefits to
work
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working
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with
credit
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a credit
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card
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cards
show examples
.
For instance
,
the
Correct article usage
apply
show examples
Kaspi
Bank
has cashback when
person
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a person
show examples
buy
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buys
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something online. Money can return
on
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to
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the
credit
card
. It can save money and allow purchasing something
one
Correct pronoun usage
apply
show examples
. On the negative side, there are a number of
fraud
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frauds
show examples
on the Internet. They can steal a fortune
,
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apply
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if
person
Correct article usage
a person
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lose
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loses
show examples
their
credit
card
. Everybody should be careful during making any transactions.
Moreover
,
a
Correct article usage
the
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password of
card
Add an article
the card
show examples
is closed information
of
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for
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everyone, it is unnecessary to tell somebody the main information about identification in
the
Correct article usage
a
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phone conversation. To illustrate,
person
Add an article
a person
the person
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can pretend to be a
bank
employee and ask
the
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for the
show examples
name of
card
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the card
show examples
or
back
Correct article usage
the back
show examples
side of
this
. In conclusion,
credit
cards facilitate
a
Correct article usage
apply
show examples
life
simplification.
Although
using a
credit
card
can have certain negative effects like
Add an article
a swindle
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swindle
Wrong verb form
swindling
show examples
, it has an extremely positive influence on handy
life
. I believe that the benefits of
this
outweigh its drawbacks.
Submitted by Allazhar on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
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