People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

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Nowadays,
cutting edge
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cutting-edge
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technology
catch
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catches
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the world. Appearing modern devices make
a
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apply
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life
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more convenient and
ease
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easy
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,
a
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and a
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plethora of inventions are connected by purchasing daily products.
Credit
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cards are used more and more every day. The pros outweigh
cons
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the cons
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and
this
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essay will examine the advantages and disadvantages of using
this
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device and provide a logical conclusion. On the positive side, using
credit
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cards is
crucial
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a crucial
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part of modern
life
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. Society uses
this
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technology, due to
it
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its
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allows
to
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us to
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make online transactions from home. People do not need to go outside and drive
in
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into
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shops. In
21st
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the 21st
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century,
a
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the
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salary of
employee
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an employee
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goes to a
card
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.
Moreover
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,
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Add an article
a person
the person
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person
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people
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can manage online money
in
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through
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the application of their
bank
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. User can see their expenses
of
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for
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a month and allocate a budget on dreams in an online piggy
bank
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.
In addition
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, there are numerous benefits to
work
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working
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with
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credit
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a credit
show examples
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card
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cards
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.
For instance
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,
the
Correct article usage
apply
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Kaspi
Bank
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has cashback when
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person
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a person
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buy
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buys
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something online. Money can return
on
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to
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the
credit
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card
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. It can save money and allow purchasing something
one
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apply
show examples
. On the negative side, there are a number of
fraud
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frauds
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on the Internet. They can steal a fortune
,
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apply
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if
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person
Correct article usage
a person
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lose
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loses
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their
credit
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card
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. Everybody should be careful during making any transactions.
Moreover
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,
a
Correct article usage
the
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password of
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card
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the card
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is closed information
of
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for
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everyone, it is unnecessary to tell somebody the main information about identification in
the
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a
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phone conversation. To illustrate,
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person
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a person
the person
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can pretend to be a
bank
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employee and ask
the
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for the
show examples
name of
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card
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the card
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or
back
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the back
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side of
this
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. In conclusion,
credit
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cards facilitate
a
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apply
show examples
life
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simplification.
Although
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using a
credit
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card
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can have certain negative effects like
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a swindle
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swindle
Wrong verb form
swindling
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, it has an extremely positive influence on handy
life
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. I believe that the benefits of
this
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outweigh its drawbacks.
Submitted by Allazhar on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
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