It has become very common for people to borrow money. Most people have credit card, a mortgage and often they will buy a new car on credit card as well. Is this good idea or it is too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

this

day and

age

Add a comma

,age

show examples

a lot of

people

borrow

money

. Most

Change preposition

apply

show examples

the

Correct article usage

apply

show examples

people

have

Add an article

a mortgage

the mortgage

show examples

mortgage

Fix the agreement mistake

mortgages

show examples

for the

30 years or

indebt

Correct your spelling

in debt

show examples

credit card.

This

essay will discuss if borrowing

money

is a good idea and show that it can be

risky

Add an article

the risky

a risky

show examples

and uncertain solution.

People

work harder than ever before, but almost no one has enough

money

for buying a house or a car.

This

is why a lot of

people

decide

for

Change preposition

show examples

mortgage

Add an article

a mortgage

the mortgage

show examples

. It gives them material goods but

instead

that

Add a comma

,that

show examples

they have

financial

Add an article

a financial

the financial

show examples

commitment for

the

Correct article usage

apply

show examples

most of their lives. We live in uncertain ages, where wars

as well as epidemics

Add the comma(s)

, as well as epidemics,

show examples

are present. The financial situation of banks can change rapidly as well as our loan

installment

Change the spelling

instalment

show examples

. It may turn out that it is

Replace the word

too

show examples

high in relation to

Remove the redundancy

apply

show examples

our salary and that we will go bankrupt. Buying only

this

for which we have enough

money

is a smart solution. Renting a house

instead

of buying a new one can be a safer option nowadays. In unstable

ages

Add a comma

,ages

show examples

it gives an opportunity for quick moving and changing place of living without any commitments. Additional pleasures

such

as cars or modern devices are not necessary for life. By getting into debt for our pleasures, we can burden not only ourselves

Remove the comma

apply

show examples

but

also

our children, who will have to repay these loans after our death. In conclusion,

although

borrowed

money

can give us a higher standard of living, borrowing

money

from a bank can be very risky. It is worth considering whether the goods for which we borrow

money

are actually needed for life and whether if the loan

installment

Change the spelling

instalment

show examples

increases, we will still be able to pay it back.

Submitted by mbin on Sat Dec 10 2022

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

6Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
19Grammar mistakes
 

4 paragraphs

285 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 checks
Get all the feedback you need to keep improving your charts and letters.
Unlimited Task 2 checks
Practice and perfect your skills with essays.
Personalized suggestions
Know how to boost your score.
Detailed mistakes analysis
Get instant feedback. Spot every mistake.
Topic ideas generator
Get topic-specific ideas to enhance your writing.
Vocabulary helper
Get the right words for any topic.
Progress tracking
Track your writing improvements.

Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

What to do next:

Look at other essays:

8
band
Across the world, local shops are closing due to losing customers to online competitors. What problems does this produce? And what solutions can you suggest to overcome them?
The usage of new technology in the education sector has surged in recent times and prioritized over the conventional method of teaching to a large number of pupils. Contemporary technology in teaching is very convenient and time-saving for students as well as for teachers. The primary advantages and disadvantages of this phenomenon are discussed in the following passages.
4.5
band
Rich countries often give money to poorer countries, but it does not solve poverty. Therefore, developed countries should give other types of help to the poor countries rather than financial aid. To what extent do you agree or disagree?
The financial situation in countries can be categorized into developing countries and developed countries. But, developing countries will not forever be in the same category as they will always try to grow their situation with the goal of reaching the status of a developed country. This is where developed countries should be providing help to any neighboring developing countries in terms of development projects.
4
band
It is predicted that robotsare going to become increasingly important in our lives. How could robots be used in the future? Will this development be a positive or a negative development?
In my opinion, robots will be useful in the future therefore they will take the place of humans. I am also convinced that it could be positive and firmly negative.
4.5
band
Some people claim that it is acceptable to use animals in medical research for the benefit of human beings, while others argue that it is wrong. Discuss both views and give your opinion.
With advanced scientific methods,its become easy to conduct searches for better outcomes and animals are also being the part of that experiments which is becoming helpful for human's either for curing purposes or for some other beneficial results.In the following paragraphs am going to discuss both the statements in brief and end up with my opinion regarding this point.
5.5
band
Levels of consumer debt are increasing across the world. To address this, a new subject should be introduced in secondary schools: how to manage personal finances. To what extent do you agree with this statement?
It is apodictic that due to the influence of materialistic society; everyone becomes the passenger of same boat by using money to buy new things without thinking that they are trapping in the net of debt. Thus, it is the need of time to teach the new generation that how to use the money wisely, which would be more influential if taught as a part of the curriculum.

It has become very common for people to borrow money. Most people have credit card, a mortgage and often they will buy a new car on credit card as well. Is this good idea or it is too risky? Discuss both views and give your own opinion.

Fully explain your ideas

Across the world, local shops are closing due to losing customers to online competitors. What problems does this produce? And what solutions can you suggest to overcome them?

Rich countries often give money to poorer countries, but it does not solve poverty. Therefore, developed countries should give other types of help to the poor countries rather than financial aid. To what extent do you agree or disagree?

It is predicted that robotsare going to become increasingly important in our lives. How could robots be used in the future? Will this development be a positive or a negative development?

Some people claim that it is acceptable to use animals in medical research for the benefit of human beings, while others argue that it is wrong. Discuss both views and give your opinion.

Levels of consumer debt are increasing across the world. To address this, a new subject should be introduced in secondary schools: how to manage personal finances. To what extent do you agree with this statement?