People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

Nowadays it has become popular to make monthly acquisitions using

credit

cards

. In my

opinion

Add a comma

,opinion

show examples

wasting money

that is

not yours has many flows and puts you in inconvenient positions so it has more disadvantages.

Although

this

essay will provide us

information

Change preposition

with information

show examples

about the pros and cons of

this

system. The main reason behind the popularity of

credit

cards

, they allow

people

to spend a specific amount of money for whatever reason. For most

people

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,people

show examples

it is convenient to buy necessary items and pay afterwards

Remove the comma

apply

show examples

because their income can not allow

such

expenses. For clients of a certain level of

income

Add a comma

,income

show examples

they provide bonuses and benefits.

For instance

, the bank will develop the

users

Change to a genitive case

user's

users'

show examples

credit

score, so it is most likely for them to get

Correct article usage

apply

show examples

approval from the bank for

mortgage

Add an article

a mortgage

show examples

or other big purchases,

also

they can wait in the premium

waiting

Add the preposition

forwaiting

show examples

halls of the airport and get free wifi.

However

, all the benefits are created to blur

people

's vision so they see more advantages and opportunities from using

credit

cards

, while it is mostly marketing strategies. Individuals quickly get addicted to utilizing bank money as their own and it is easy for them to lose track of how much has been wasted.

Also

, it causes problems like shopaholism or

credit

card debt in case

Correct word choice

apply

show examples

the individual overuses it and monthly payment becomes more than their average outcome before using

credit

Add an article

a credit

show examples

card. In conclusion,

people

should study financial literacy so even if they use

credit

cards

they do it correctly. In

this

way

Add a comma

,way

show examples

they can take

the

Correct article usage

apply

show examples

advantages

Fix the agreement mistake

advantage

show examples

Change preposition

show examples

good

credit

score

Fix the agreement mistake

scores

show examples

and membership benefits, and avoid debt and shopaholism.

Submitted by Allazhar on Tue Dec 13 2022

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Essentional vocabulary list for IELTS Writing 7+

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7Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
16Grammar mistakes
 

4 paragraphs

273 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Essentional vocabulary list for IELTS Writing 7+

Currently there is a trend towards the use of alternative forms of medicine. However, at best these method are ineffective, and at worst that may be dangerous. To what extent did you agree with this statement.

In the future all cars, buses and trucks will be driverless. The only people travelling inside these vehical will be passenger. Do you think the advantages of driverless vehicles outweigh the disadvantages?

Some people think that money is one of the most essential factors in promoting happiness. Do you think people can be happy without much money? What other factors contribute towards happiness?

Some people prefer to spend their lives doing the same thing and avoiding change. Others, however, think that change is always a good thing. Discuss both view and give your opinion.

Some people think that it is better for a country's economy for people to spend money while others believe that it would be better for people to save money. Discuss both views and give your opinion.