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Band 5.5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
Nowadays it has become popular to make monthly acquisitions using
credit
cards
. In my
opinion
Add a comma
,opinion
show examples
 wasting money
that is
 not yours has many flows and puts you in inconvenient positions so it has more disadvantages.
Although
this
 essay will provide us
information
Change preposition
with information
show examples
 about the pros and cons of
this
 system. The main reason behind the popularity of
credit
cards
, they allow
people
 to spend a specific amount of money for whatever reason. For most
people
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,people
show examples
 it is convenient to buy necessary items and pay afterwards
,
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apply
show examples
 because their income can not allow
such
 expenses. For clients of a certain level of
income
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,income
show examples
 they provide bonuses and benefits.
For instance
, the bank will develop the
users
Change to a genitive case
user's
users'
show examples
credit
 score, so it is most likely for them to get
an
Correct article usage
apply
show examples
approval from the bank for
mortgage
Add an article
a mortgage
show examples
 or other big purchases,
also
 they can wait in the premium
waiting
Add the preposition
forwaiting
show examples
 halls of the airport and get free wifi.
However
, all the benefits are created to blur
people
's vision so they see more advantages and opportunities from using
credit
cards
, while it is mostly marketing strategies. Individuals quickly get addicted to utilizing bank money as their own and it is easy for them to lose track of how much has been wasted.
Also
, it causes problems like shopaholism or
credit
 card debt in case
if
Correct word choice
apply
show examples
the individual overuses it and monthly payment becomes more than their average outcome before using
credit
Add an article
a credit
show examples
 card. In conclusion,
people
 should study financial literacy so even if they use
credit
cards
 they do it correctly. In
this
way
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,way
show examples
 they can take
the
Correct article usage
apply
show examples
advantages
Fix the agreement mistake
advantage
show examples
as
Change preposition
of
show examples
 good
credit
score
Fix the agreement mistake
scores
show examples
 and membership benefits, and avoid debt and shopaholism.
Submitted by Allazhar on

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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