IELTS Writing Correction Service
Writing Samples
Band 5.5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
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Nowadays it has become popular to make monthly acquisitions using
credit
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cards
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. In my
opinion
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,opinion
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 wasting money
that is
Linking Words
 not yours has many flows and puts you in inconvenient positions so it has more disadvantages.
Although
Linking Words
this
Linking Words
 essay will provide us
information
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with information
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 about the pros and cons of
this
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 system. The main reason behind the popularity of
credit
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cards
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, they allow
people
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 to spend a specific amount of money for whatever reason. For most
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people
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,people
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 it is convenient to buy necessary items and pay afterwards
,
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apply
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 because their income can not allow
such
Linking Words
 expenses. For clients of a certain level of
income
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,income
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 they provide bonuses and benefits.
For instance
Linking Words
, the bank will develop the
users
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user's
users'
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credit
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 score, so it is most likely for them to get
an
Correct article usage
apply
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approval from the bank for
mortgage
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a mortgage
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 or other big purchases,
also
Linking Words
 they can wait in the premium
waiting
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forwaiting
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 halls of the airport and get free wifi.
However
Linking Words
, all the benefits are created to blur
people
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's vision so they see more advantages and opportunities from using
credit
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cards
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, while it is mostly marketing strategies. Individuals quickly get addicted to utilizing bank money as their own and it is easy for them to lose track of how much has been wasted.
Also
Linking Words
, it causes problems like shopaholism or
credit
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 card debt in case
if
Correct word choice
apply
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the individual overuses it and monthly payment becomes more than their average outcome before using
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credit
Add an article
a credit
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 card. In conclusion,
people
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 should study financial literacy so even if they use
credit
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cards
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 they do it correctly. In
this
Linking Words
way
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,way
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 they can take
the
Correct article usage
apply
show examples
advantages
Fix the agreement mistake
advantage
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as
Change preposition
of
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 good
credit
Use synonyms
score
Fix the agreement mistake
scores
show examples
 and membership benefits, and avoid debt and shopaholism.
Submitted by Allazhar on

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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