The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits.
To what extent do you agree with this?

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To avoid individuals overusing
credit
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cards
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, banks tend to not issue them to those who can't pay back their debts and have bad habits of the irresponsible use of that money tools. In any measure, I disagree with that somewhat. It might be more harmful to the economy on a general scale. On the one hand, pushing economic development relies on increasing consumption.
Nevertheless
Linking Words
, irresponsible use of
credit
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cards
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is indeed one of the behaviours of consumers. No matter how they use these plastic tools, it definitely involves the buying and selling of goods in society. It is circulation, manufacture and consumption are both necessary factors in capital streaming.
On the other hand
Linking Words
, the people who have no ability to pay back their debts are not meant to never return the fund forever. If banks refuse to give
credit
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cards
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to that one who hasn't completely sure of the capacity to return the funds, the consequences will be getting worse. Unfortunately, they might go for broke to spend the
last
Linking Words
penny
subsequently
Linking Words
on the
last
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day when due to pay back. The bank needs more patience for them and gives them hope to back to the normal situation from the unusual state as well.
Finally
Linking Words
, I can understand the decision of financial institutes. But, being stopped distributing
credit
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cards
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to people unless they can show their income list to prove that individual power is not a wise choice.
However
Linking Words
, the better way is that boost the ratio of interest or allows them to expand the period of giving the bill back.
Submitted by nordenbox on

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For we to consider an essay structure a great one, it should be looking like this:

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    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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