Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?”

Some people get into debt by buying things they do not need and can not afford.

This

behaviour has a lot of causes. One of them

do

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does

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not know how to plan a budget. Another,

are

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is

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influenced by advertisement and discounts organised by shops.

To begin

with, the main reason for unnecessary expenses is

lack

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a lack

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of planning.

Firstly

, we should pay

for

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apply

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bills and we should plan how much

money

we need for food and basic needs.

Then

, we can spend

money

for our pleasure.

In addition

, it is

worthy

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worth

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to have

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having

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savings in case of unplanned expenses.

Secondly

, people are influenced by

advertisement

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advertisements

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in

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on

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TV, social media or newspapers. It gives the impression that we need

this

thing. We start to buy unnecessary things that exceed our financial capabilities.

Moreover

, shops organised

a big discounts

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a big discount

big discounts

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.

Then

we think that there is a great opportunity and we buy even more In connection, we should organise action to prevent people from having

this problems

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this problem

these problems

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. The solution to reckless sending is budgeting. Making a budget is simply organising your expenditure to be equivalent to the available income. Most individuals make lists of their needs to ensure that they do not deviate

to

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from

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buying what is not listed,

expected

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the expected

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amount is

also

allotted to each item. Thereby making them know how much they will be spending and what is left.

This

, makes them spend wisely as they don't go above their budget. In turn, they conserve ample

sum

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sums

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and rely on what they can conveniently buy. To sum up, we live in a consumer society and we need to learn how to manage

money

. The world encourages us to spend

money

and take credit. We must learn to spend them wisely.

Otherwise

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,Otherwise

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we may fall into debt.