People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Nowadays, technologies are developing very rapidly and one of these inventions is cashless payment, after

this

the number of people who use a

credit

card

to do monthly acquisition is growing every day.

However

, people to become use

this

credit

card

for anything what they want. Despite the disadvantage, I strongly think that advantages of

credit

card

outweigh the disadvantages.

First

of all, the big advantage of using a

credit

card

is that you don't have to take cash when you leave home.

Therefore

, it is simple to take

credit

card

and go shopping without abundant amount of

money

in your wallet.

In other words

, a person cannot take a lot of

money

in the wallet, and with

credit

card

a person can take any amount

money

.

For example

: when person buys an expensive car, he cannot pay with cash, because it is a plenty of

money

its weighs a lot and size is big.

Hence

, the cashless payment is best. On the other hands, cashless payment has high risk, it is cyber attacks. It means that, if bank has glitches in its security system, hackers can use these glitches for creating backdoors and stealing

money

.

Likewise

,

this

type of stealing is very popular due to every system has its own wholes.

For instance

: in the bank one of the large Switzerland’s banks was hacker attack and stole millions of dollars from population.

Thus

,

credit

cards have their disadvantages, but they not very valuable than advantages. To conclude, I think

credit

cards are future and without

this

invention the modern life would be very difficult.