The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

#reason #individuals #debts #overuse #credit #cards #banks #individual’s #ability #debits

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Nowadays, the number of citizens who run up an overdraft is increasing, and the reason for their debts is using

credit

Use synonyms

cards

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constantly and irresponsibly. To tackle

this

Linking Words

problem,

banks

Use synonyms

should not provide

cards

Use synonyms

to customers without being sure of their ability to pay back the money that they borrowed. The purpose of

this

Linking Words

essay is to provide evidence of why I agree with

this

Linking Words

precaution.

Firstly

Linking Words

, a reality that exists all around the globe is the increasing amount of personal and national debt. People use their

credit

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cards

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to buy products that cannot afford, claiming that they will be able to pay back for them in the future.

However

Linking Words

, they fail to pay back because of the global financial crisis, which has created exorbitant living costs,

for example

Linking Words

, a rise in the price of essential products and the price of accommodation.

Banks

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must keep up with current issues and strict regulations regarding who will be allowed to have a

credit

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card, and the best way to achieve

that is

Linking Words

by making a detailed

credit

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check to every customer to ensure their credibility.

Furthermore

Linking Words

, the uncontrolled distribution of

credit

Use synonyms

cards

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harmed the economy and the mental health of people in the past.

For instance

Linking Words

, when

credit

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cards

Use synonyms

were

first

Linking Words

issued,

banks

Use synonyms

were too lenient and tried to persuade anyone to have some. It was the best option for those who desired to pay back their mortgages, move to a better house, or go on luxurious holidays. People were unconscious of their spending so, in a short amount of time, their debts accumulated, and some even went bankrupt.

Thus

Linking Words

banks

Use synonyms

must learn from the mistakes they made in the past and change their policy about issuing

credit

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cards

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to anyone who cannot afford to have them. In conclusion, the irresponsible overuse of

credit

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cards

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has led many citizens into debt. Many believe that

banks

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are responsible for limiting their distribution and checking customers' backgrounds thoroughly to ensure that they will not face insolvency, and

this

Linking Words

essay provided arguments to support

this

Linking Words

point of view.

Submitted by stellavasil52 on Wed Jan 18 2023

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9
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

343 words

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The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

Some people think that zoos are cruel and should be closed down. Others believe that zoos are beneficial for the conservation of endangered species. To what extent do you agree or disagree?

Vehicle technology is advancing rapidly and cars that drive themselves have already been developed. In the near future, most people will use driverless cars. To what extent do you agree or disagree with this statement?

Many students are choosing not to study science in universities.what are the causes for that.what are the effects of that

Some people think that competition at work, at school and in daily life is a good thing. Others believe that we should try to cooperate more, rather than competing against each other. Discuss both these views and give your own opinion.