In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using mobile phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

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In the modern tech world, the majority of
people
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will prefer digital
payment
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methods rather than cash.
Although
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cashless
payment
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is more effective, a minority of
people
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are still not ready to accept the changes.
This
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essay intends to analyse both types of payments and I personally side with the former view.
Firstly
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, it is a fact that the new generation has been growing with technology. So their lifestyle
also
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will be changed. Card
payment
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will help us to make our purchasing quite effective, easy and eco-friendly.
For instance
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, during the COVID pandemic, all types of shopping and paying had to be done online only and
this
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saved us from direct contact with others and
also
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helped us to minimise the spreading of the virus.
Moreover
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, carrying a high volume of money will be resolved with digital cards and less use of paper will be helped us to lead a pollution-free environment.
Although
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digital
payment
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has benefits, some
people
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like senior citizens or
people
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who are not well-educated are not able to make the changes yet.
Furthermore
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, lack of knowledge and awareness is
also
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a big factor in
this
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.
For example
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, online scams are supposed to happen and the main target will be old age and illiterate
people
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. Unfamiliarity to handle electrical equipment and technical methods like OTP, and QR code scanning is
also
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a big deal for them.
To conclude
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, even though there are both pros and cons to giving up cash, I believe that in the modern
era
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,era
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people
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will be advanced and the main effect of
this
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will be the replacement of cash.
Submitted by ashakiranbhavsar on

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Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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