Evidence suggests that there is a significant rise in the number of money-consumers having willing to use a credit card more than cash. Although some disadvantages are accruing to credit card usage, I believe that advantages outweigh the disadvantages.

Nowadays, many essential elements are replaced by smart devices or digital codes.
For instance
, the payment method is an example of the evaluation that happened in our current decade.
Otherwise
, many people prefer to
use
a
credit
card because
that is
the most common way to pay and the quickest process than cash. That led to an upsurge of pay by card customers.
Initially
, there are a variety of positive aims to let society
use
credit
cards
such
as keeping up with trends.
Furthermore
, protection from the spread of bacteria comes from coins or paper to us.
In addition
, our wallets will be smaller than before and more organized. Previously, they had to struggle with the weight of coins.
Moreover
, they found counting money difficult and the
use
of cards makes
this
smoother.
On the other hand
, the disadvantages are less than the advantages.
For example
, when
this
technology breaks up, you will stick in trouble if you don't have an alternative.
Besides
, many places don't depend on
this
feature and only
use
traditional methods.
Also
, electronic theft has become dangerous when used in unsafe places that lead to still all the money in the account. To summarize, if there is a modern method to assist consumers the range will upward. Plus,
credit
cards are developing to fulfil requirements.
Additionally
, the
credit
card is a genius improvement in payment history.
Furthermore
, it is something fabulous that we can't dispense and becomes daily essential because of the benefits of
this
service.
Submitted by Zainab Albahlool on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • Cashless transactions
  • Contactless payments
  • Credit score
  • Debt accumulation
  • Financial management
  • Fraud protection
  • Interest rates
  • Liability
  • Loyalty programs
  • Merchant fees
  • Revolving credit
  • Secure transactions
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