Nowadays, a lot of people use credit cards for online shopping. Do the advantages outweigh the disadvantages?

Credit
cards
can give you purchasing power worldwide - locally,overseas,in stores, online and by phone. Many
credit
cards
such
as visa, and MasterCard can be virtually used anywhere in the world. People need not dwell on the amount in their accounts. In
this
essay, I intend to discuss my views before a valuable conclusion can be drawn. Using a
credit
card
is effortless and efficient. When buying items online, Most are compelled to charge it on their
credit
card
rather than debit or check, which takes days to get approved.
For instance
, a college student has no money in his chequing account but is in dire need of groceries, is compelled to use his
credit
card
doesn't have to worry about paying it back, and
lets
Replace the word
let's
let us
show examples
pay it over time.
In other words
,
credit
cards
have more elements to them, and offer great rewards for using their
cards
such
as cash back, points or miles for each dollar you spend. They are invaluable for strengthening your
credit
score, By making frequent purchases and keeping current with your payments.
Also
, offer protection against fraud than debit and ATM
cards
.
Thus
,
while
there are many aspects to using a
credit
card
for online shopping, the gains and losses vary. It all depends on how cautious and aware the person is of how the
credit
card
world really works.Ideally,
while
there are advantages to using
a
Correct the article-noun agreement
a credit card
credit cards
show examples
credit
cards
for online shopping,
however
, you are
also
more susceptible to fraud and scams, sometimes a person has no way of finding which online merchants are legitimate or not.
Therefore
, anytime you enter your access number , there's a higher chance of it potentially being fraudulent. The most obvious drawback of using a
credit
card
is interest, they are prone to charge higher interest rates, and if not careful drag you into debt.
Additionally
, the temptation to overspend is overwhelming.
Submitted by Naddy on

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