In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

There is an ongoing debate regarding future payments going to happen via card and phone rather than
cash
. Personally, I feel
this
will happen in the future for numerous reasons and in
this
essay we will look into it and
thus
, come up with a reasoned conclusion.
Firstly
, people find it more convenient to pay for large purchases via card or phone than
cash
.
Moreover
, with the introduction of applications
such
as AFTERPAY or ZIP, shopping has become easier to do via an app and in four instalments.
Secondly
, it is
also
safer because the risk of getting robbed will always be there,
hence
, the use of cards or smartphones helps.
For instance
, a month ago when I accidentally misplaced my wallet, I did not lose any
cash
since I was not carrying any. All my bank cards and ID I manage to get a new one within a couple of days.
Hence
, the constant stress of losing our bags or getting robbed
while
having
cash
in them is not there.
Nevertheless
, there will be some who would be a little upset with
this
change in their life. For some, learning to use phones or even bank cards is challenging
due to
their age.
While
for others, it is like not having a backup option,
for example
, in many places if we pay via
cash
we get a discount.
Moreover
, sometimes we forget to bring our wallet and our phone’s battery dies,
therefore
, in these situations, we are unable to pay. It is convenient to have a couple of twenty dollar bills with us just in case of emergency. In conclusion,
although
it is inevitable, people will slowly get used to
this
change and move forward.
Submitted by den_wei20 on

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Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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