Some people get into debt by buying things they do not need and are unable to afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

#people #debt #behaviour #action

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Some

people

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owe money because they purchase unnecessary goods that they cannot afford. Relentless advertising in the

media

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and the easy availability of

credit

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are the main reasons for

this

Linking Words

, and I believe it is the responsibility of governments to intervene and issue stricter guidelines to prevent irresponsible lending and to regulate advertising in the

media

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. Advertising in the

media

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has caused many

people

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to go into debt. Clever marketing can lead

people

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to believe they need something when in reality they do not, driving them to spend unnecessarily. Another reason that

people

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are buying things they cannot afford is the fact that

credit

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is easily available. Nowadays financial institutions make it widely known that anyone can get a

credit

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card or a loan.

For example

Linking Words

, wonga.com has been heavily criticized in the United Kingdom for providing short-term loans at

high interest

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high-interest

show examples

rates that can be instantly sent to someone’s bank account after applying online. These practices could be curbed through government regulation of excessive advertising and unsound lending practices.

In other words

Linking Words

, if governments capped the amount of advertising allowed in the

media

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and required applicants for loans or

credit

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to prove that they have sufficient income,

people

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would be under less pressure to spend recklessly and

also

Linking Words

would not have the means to do so.

For example

Linking Words

, in Germany, a person is not allowed to borrow more than 10% of their annual income in any one year, and if they do, the bank will be penalized with a heavy fine. In conclusion, rampant lending and excessive marketing have led to many

people

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being burdened with debt, but

this

Linking Words

can be avoided if authorities regulate advertising and loans.

Submitted by serdarbabaeski on Tue May 02 2023

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Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

firstly
secondly
thirdly
in additional
moreover
also
for example
for instance
therefore
however
although
even though
despite

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4
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

1 paragraphs

279 words

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Some people get into debt by buying things they do not need and are unable to afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Use cohesive linking words accurately and appropriately

Some children spend hours every day on their smartphones. Why is this case

Some people believe that professionals, such as doctors and engineers, should be required to work in the country where they did their training. Others believe they should be free to work in another country if they wish. Discuss both these views and give your own opinion

Scientists agree that people are damaging their health by eating too much junk food.Some people think that the answer to this problem is to educate people.Others think education will not work. Discuss both views and give your opinion.?

Nowadays, people travel to other countries for a holidays. Why people do so? is this a positive or a negative development for the countries they travel to?