IELTS Writing Correction Service
Writing Samples
Band 5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
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In order to make monthly budgeting easier, most people prefer using
credit
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cards
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 as they provide flexibility in managing expenses. I, personally, believe the advantages of using
credit
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cards
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 outweigh its disadvantages
due to
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 various reasons. In my essay below, I will
further
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 discuss the reasons and state my opinion.
Firstly
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,
credit
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cards
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 work in post-paid methods where you can buy an item with your
credit
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card
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money
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 limit and you can pay at a later point of time if
one
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 does not have sufficient balance.
This
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 adds great convenience to managing
one
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's expenses. If they like to purchase a much-needed commodity or if they over-purchased
few
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a few
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 items,
then
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 they can still pay for it and compensate later.
This
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 adds flexibility too. Apart from that, there are some banks that provide
reward
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rewards
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 or discounts for maintaining good
credit
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history
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. People are using
credit
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cards
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 to enjoy those benefits as well.
Similarly
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, during urgent situations,
one
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 cannot always think that he'll have the required
money
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 to handle a situation,
hence
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 flexibility in
money
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 matters is most important.
Credit
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cards
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 and loans are a great help to humans in
such
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 situations. So, I think using
credit
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cards
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 is becoming a necessity sometimes.
In addition
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 to that, in some countries like the USA,
credit
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history
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 maintained by a person is evaluated for many purposes and. it adds
advantage
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an advantage
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 if they have an excellent
credit
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history
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. When they buy
new
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a new
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 home or car, their interest rate reduction depends on
this
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credit
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history
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.
This
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 explains that in some countries,
credit
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card
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 usage is most valued.
However
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, it can have negative impacts if
one
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if
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is
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 not using their
credit
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card
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 morally. In conclusion, I believe
benefits
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the benefits
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 of using
credit
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cards
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 certainly outweigh the disadvantages because of their importance,
however
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a
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apply
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credit
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card
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user
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users
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 should be aware of their own
money
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 threshold
while
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 spending to avoid any legal problems.
Submitted by hemaecengineer on

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Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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