The line graph shows the past and projected finances for a local authority in New Zealand. Summarize the information by selecting and reporting the main features and make comparisons where relevant.

The line graph compares the financial situation of a New Zealand local authority from 2012 to 2020, over a period of 10

years

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. It is measured in millions of New Zealand dollars.

Overall

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,

it is clear that

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while

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rates of revenue are predicted to increase, borrowings and grants and studies will remain much lower. In detail, rates revenue and user chargers will follow a very similar pattern, with both increasing over time. In 2012, rates revenue stood at 15, which was the highest of the four. After remaining steady for the next three

years

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, it is predicted to climb to a peak of 12 by 2022.

Similarly

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, user charges are expected to grow at the same time frame. It began at 1 in 2012 and will finish at twice

this

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level in 2020.

On the other hand

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, borrowings are expected to show a considerable fluctuation. From less than 1000, it gradually increased for the first two

years

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before it will plunge to a low of 6.

However

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, it

then

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will rise to reach less than 1 in 2020 and will be followed by a fall to 7 for the

last

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three

years

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, at the same level that it began. Grants and studies were the lowest in 2012.

Although

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having an initial rise and briefly exceeding borrowings, it will constantly go down to finish the

last

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year at 5.