Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit creds outweigh the disadvantages.

Nowadays, it is easy to get and use a
credit
card
all over the world so almost all
people
have it. There are a lot of benefits and drawbacks to using it. It is undeniable that a
credit
card
is beneficial for the daily lives of
people
. It is easy to carry and it can be used everywhere. Today, all places have
credit
card
systems and we do not need to bring a lot of
money
. If we lost
money
, we cannot get it again.
However
, we can get a new
credit
card
when we lost it.
In addition
,
people
can utilize a
credit
card
when they buy an expensive thing
such
as a house or a car.
Then
they can pay the
money
back to companies monthly through a
credit
card
so it is convenient for
people
.
On the other hand
, some
people
use a lot of
money
from a
credit
card
as much as they can. When they reached a limited amount, it cannot work. At that time, they remember to pay back and the amount of
money
is high.
Then
, companies cut
money
from their salaries so there is little
money
at the end
of the month. So some
people
lose their homes, the banks lose
money
and the whole economy suffers.
Thus
, If they use
credit
cards today, they should pay them back tomorrow. In conclusion,
people
are comfortable because of using
credit
cards.
However
, it makes
people
get into debt.
Submitted by aungmyatthu on

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