Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Nowadays, some individuals have financial problems because they overuse their
money
by consuming goods that are useless Use synonyms
for
them. Change preposition
to
This
essay will discuss the reasons behind Linking Words
this
phenomenon and provide practical solutions to address the issue.
Linking Words
People
purchase consumptions that they do not need and get into debt because they lack basic Use synonyms
knowledge
of personal asset management. Use synonyms
That is
because the education system we have in the contemporary era only focuses on theoretical Linking Words
knowledge
without providing basic tools for Use synonyms
students
to live their daily lives, leading to a sufficient sense of investment and saving after they grow up. Use synonyms
Therefore
, Linking Words
people
tend to use every quarter in their pocket for Use synonyms
consumption
without considering their financial situations, and Use synonyms
this
can harm them in the long term as they need to work twice hard to pay back their debts and have no time for Linking Words
further
developments in both personal and professional settings. Linking Words
For example
, Linking Words
according to
a survey about college graduates in China, the major problem of their school curriculums is the lack of basic finance and investment courses, which may prevent them from over-Linking Words
consumption
after they graduate.
To solve the problem, the general public, financial institutions and governments should act together in an endeavour. On an individual level, Use synonyms
people
can use the Internet to self-study related Use synonyms
knowledge
about asset management and proper Use synonyms
consumption
behaviours. Use synonyms
In addition
, banks and other financial authorities should publish more strict regulations to loan Linking Words
money
to Use synonyms
people
for Use synonyms
consumption
, which can prevent Use synonyms
people
from over-Use synonyms
consumption
in the early stage. Use synonyms
Finally
, governments should restrict education systems by adding financial courses into curricula, teaching Linking Words
students
from primary school, and developing their purchase hygiene gradually. Use synonyms
For instance
, the Japanese government forced all the elementary schools to set up a pocket Linking Words
money
course in which Use synonyms
students
can learn about the different ways to use their Use synonyms
money
and the according results, which was highly commented Use synonyms
by
citizens.
In conclusion, some Change preposition
on by
people
struggle with their Use synonyms
consumption
debts for useless things because they have insufficient Use synonyms
knowledge
about asset management and have no plan for their Use synonyms
consumption
in advance. All Use synonyms
the
individuals by learning financial Correct article usage
apply
knowledge
, banks by setting strictly examining Use synonyms
progress
of Add an article
the progress
Add an article
the loan
loan
, and governments by adjusting curriculums and adding Fix the agreement mistake
loans
consumption
practices for Use synonyms
students
can help to address the issue.Use synonyms
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Use a variety of complex and simple sentences
You should use complex sentences in your writing, but it does not mean that you should try to make all of our sentences complex.
‘Complex’ sentences are not actually very complex; they are just two or more simple sentences put together. Putting them together makes the essay more coherent and cohesive.
Examples:
I really want to study but I’m too tired.
I wore a warm coat because the weather was cold.
If action is not taken soon on climate change, global warming will get worse.