Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Technology is a boon in today's era. It is making our lives easier.

People

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don't need to carry a lot of things along as it is replacing everything and providing all the facilities easily. Everything is becoming so advanced these days.

Debit

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cards

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,

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credit

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and credit

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cards

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is

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are

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some of the most important

thing

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things

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that we all need all the time with us.

One

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cannot think to go out without having

one

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of these

cards

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along with

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it. But, a coin has two sides we cannot focus on

one

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. In the same way, we cannot just rely on the

advantages

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of these

cards

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as they offer a number of disadvantages as well. Let's discuss both the

advantages

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and disadvantages in the following paragraphs.

To begin

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with the

advantages

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of

credit

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and

debit

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cards

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, these

cards

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easily accessible.

One

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can

use

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it at any place and these

cards

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are easy to

use

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. There is no need to carry money or coins all the time which is unsafe because employment is at its peak all over the world and it is really hard for

people

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to fulfill their needs as everything is so expensive outside

as a result

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lot of looting,

snatching

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and snatching

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is

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are

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happening. Sometimes all these

results

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result

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in life-threatening injuries. But, all thanks to the

credit

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and

debit

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cards

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that allow us to go out freely as no

one

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else can

use

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it without knowing the code which is more secure.

Secondly

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, it is very easy to carry. Everyone has phones these days. So,

people

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can fill

all

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in all

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the details in their phone apps using which

one

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can pay directly by tapping a

card

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. Some

people

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usually keep the

cards

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in the back cover of their phones and we cannot

use

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all these tricks with cash or coins.

Moreover

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, if anyone loses their

card

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or drops it somewhere he can easily block it using their banking app from their mobile phone or can call the care centre to block the

card

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so that no

one

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else can

use

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it

that

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apply

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we cannot do with the coins and money as

one

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we dropped cash, there is no way to get it back. Moving

further

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to the demerits of

credit

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and

debit

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cards

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,

card

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limit

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is the biggest problem that

one

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can face

while

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paying

for

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apply

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the

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apply

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large bills. Sometimes,

people

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have 200 dollars for the tap or 1000 dollar

limit

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to pay through the

cards

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which leads to

the

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apply

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problems when paying bills with more amount. No doubt

one

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can increase the

limit

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of their

card

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but doing so will increase the risk as well. An article was published in the ADN newspaper, where a truck driver increased the tap

limit

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of his

debit

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card

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to 3000 dollars. Unfortunately, he dropped his

card

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when went to the mall. When he came back home in the evening and realised that he didn't have his

card

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with him immediately blocked it. Later he came to know that someone already used his

card

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to pay 2100 dollars.

To conclude

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, if a thing is a boon to the society, it

willbe

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will be

abane

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able

bane

also

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.

Debit

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cards

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an

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and

show examples

credit

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cards

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offer so many

advantages

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but disadvantages of these

also

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exist.

One

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should know the right way to

use

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it.