Write about the following topic: Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Technology is a boon in today's era. It is making our lives easier.

People

don't need to carry a lot of things along as it is replacing everything and providing all the facilities easily. Everything is becoming so advanced these days.

Debit

cards

,

credit

Correct word choice

and credit

show examples

cards

is

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are

show examples

some of the most important

thing

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things

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that we all need all the time with us.

One

cannot think to go out without having

one

of these

cards

along with

it. But, a coin has two sides we cannot focus on

one

. In the same way, we cannot just rely on the

advantages

of these

cards

as they offer a number of disadvantages as well. Let's discuss both the

advantages

and disadvantages in the following paragraphs.

To begin

with the

advantages

of

credit

and

debit

cards

, these

cards

easily accessible.

One

can

use

it at any place and these

cards

are easy to

use

. There is no need to carry money or coins all the time which is unsafe because employment is at its peak all over the world and it is really hard for

people

to fulfill their needs as everything is so expensive outside

as a result

lot of looting,

snatching

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and snatching

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is

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are

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happening. Sometimes all these

results

Fix the agreement mistake

result

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in life-threatening injuries. But, all thanks to the

credit

and

debit

cards

that allow us to go out freely as no

one

else can

use

it without knowing the code which is more secure.

Secondly

, it is very easy to carry. Everyone has phones these days. So,

people

can fill

all

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in all

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the details in their phone apps using which

one

can pay directly by tapping a

card

. Some

people

usually keep the

cards

in the back cover of their phones and we cannot

use

all these tricks with cash or coins.

Moreover

, if anyone loses their

card

or drops it somewhere he can easily block it using their banking app from their mobile phone or can call the care centre to block the

card

so that no

one

else can

use

it

that

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apply

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we cannot do with the coins and money as

one

we dropped cash, there is no way to get it back. Moving

further

to the demerits of

credit

and

debit

cards

,

card

limit

is the biggest problem that

one

can face

while

paying

for

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apply

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the

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apply

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large bills. Sometimes,

people

have 200 dollars for the tap or 1000 dollar

limit

to pay through the

cards

which leads to

the

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apply

show examples

problems when paying bills with more amount. No doubt

one

can increase the

limit

of their

card

but doing so will increase the risk as well. An article was published in the ADN newspaper, where a truck driver increased the tap

limit

of his

debit

card

to 3000 dollars. Unfortunately, he dropped his

card

when went to the mall. When he came back home in the evening and realised that he didn't have his

card

with him immediately blocked it. Later he came to know that someone already used his

card

to pay 2100 dollars.

To conclude

, if a thing is a boon to the society, it

willbe

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will be

abane

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able

bane

also

.

Debit

cards

an

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and

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credit

cards

offer so many

advantages

but disadvantages of these

also

exist.

One

should know the right way to

use

it.