In many countries, paying for things using mobile phone app is becoming increasingly common. Does these development have more advantages or disadvantages?

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Nowadays, it is believed by some individuals that utilising a
payment
application on
phone
Correct article usage
a phone
show examples
needs
rise
Fix the infinitive
to rise
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and become a new habit because it is more efficient and beneficial for them.
Although
another group refuses
this
, I believe that the benefits outweigh the drawbacks and through
this
essay, I will explain it in detail.
To begin
with, a large number of people tend to pay for anything using their phone these days as it is efficient
due to
less physical money use.
For instance
, the Indonesian government
last
year launched QRIS as a new
payment
method.
As a result
, Indonesians do not need to withdraw money from the machine.
Furthermore
, based on the current survey,
it
Correct pronoun usage
apply
show examples
states that above half of the inhabitants support
this
technological advancement in terms of convenience.
Hence
, what the Indonesian government has done is
able
Correct word choice
apply
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to ease individuals' needs in terms of
the
Correct article usage
apply
show examples
payment
efficiency.
In addition
, some apps currently provide discounts
while
purchasing certain products that they have in order to benefit the public.
This
is a decent chance to minimise their expenditure, so they will take it. One clear example is that the QRIS on Shopee offers a huge number of vouchers if an individual buys McD meals. The more people spend their money, the more advantages they will obtain.
Therefore
, using a
payment
benefits them
in other words
.
To conclude
, the number of plus points for
this
phenomenon is higher than the negative sides and I strongly agree with that.
Submitted by 2024successielts on

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Coherence and Cohesion
To achieve a better score in coherence and cohesion, ensure that your ideas are organized more logically, with clear paragraphing, and that each paragraph follows a clear central theme. Use a wider range of cohesive devices and topic sentences to start each paragraph, guiding the reader through your argument.
Task Achievement
For task achievement, expand on the ideas presented to fully answer the question. While you provided an opinion and relevant examples, ensure to cover both advantages and disadvantages more comprehensively if asked to discuss them. It is essential to demonstrate an ability to present a balanced view when required by the task.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • Contactless transactions
  • Mobile wallet
  • Biometric authentication
  • Fraud prevention
  • Digital divide
  • Cybersecurity
  • Financial inclusion
  • Spending habits
  • E-wallet
  • Encryption
  • Digital literacy
  • Payment gateway
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