It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.
The trend of borrowing from
bank
Fix the agreement mistake
banks
getting
Verb problem
is
increase
. Wrong verb form
increasing
Majority
of Correct article usage
The majority
people
borrow credit
to payoff
their mortgage and car loan. Some Correct your spelling
pay off
people
believe its
good think as they Correct your spelling
it's
us
Correct your spelling
use
credit
money
to generate more money
However
, I believe, the fact cannot be neglected that it cause
Change the verb form
causes
mentally
pressure and more chance of Change the adverb
mental
fraudulant
activities.
No doubt, the borrowings available from Correct your spelling
fraudulent
bank
in the form of Fix the agreement mistake
banks
card
are made Fix the agreement mistake
cards
way
to Correct article usage
a way
payoff
regular Correct your spelling
pay
bills
. People
feel they have more money
then
their Correct your spelling
than
bank
balance which cannot be stolen and handy
to Add a missing verb
is handy
payoff
the Correct your spelling
pay
bills
, large payments can be done
through Verb problem
made
such
plastic cards without carrying cash in hand. Apart from that, credit
money
from banks can be invested to generated
more Change the form of the verb
generate
money
for instance
In some countries people
do investment
in stocks through Wrong verb form
invest
credit
card
and generate instant profit which would be used to Fix the agreement mistake
cards
further
Verb problem
pay
payoff
credit
card bills
.Although
people
need to pay interest on credit
transaction
still, it is Fix the agreement mistake
transactions
popular
choice Add an article
a popular
the popular
of
Change preposition
for
public
.
Add an article
the public
In contrast
, the fact of mentally
pressure cannot be denied which comes from the trap of Change the adverb
mental
credit
payments. If someone, is fail
to Replace the word
fails
payoff
Correct your spelling
pay
EMI
of Correct article usage
the EMI
credit
statement on time it charges Correct article usage
the credit
compouded
interest of everyday to Correct your spelling
compounded
compound
cardholder
which becomes Correct article usage
the cardholder
huge
amount from small borrowing. If it doesn't get Correct article usage
a huge
payoff
Correct article usage
a payoff
at
the end it leadsChange preposition
in
Change preposition
to a
a lots
of mental pressure and in some cases person ends Correct the article-noun agreement
a lot
lots
at
Change preposition
up
bankrupcy
. It is important to use wise strategy Correct your spelling
bankrupt
while
using such
credit
transactions. Also
, by
the increase of technology fraud activities Change preposition
with
are
become more popular in Verb problem
have
such
credit
operated
society. Scammers only need Correct your spelling
credit-operated
few
digits of OTP to vanish Correct article usage
a few
whole
amount from Change the article
the whole
Correct article usage
the cardholder
cardholder
Change noun form
cardholder's
aacount
which Correct your spelling
account
accounts
further
impact
their Correct subject-verb agreement
impacts
credit
score also
less chance of, to retrieve
Change the verb form
retrieving
money
back. For instance
, in India high number of scams were
happened Unnecessary verb
apply
due to
unawareness
of Correct article usage
the unawareness
cardholder
who share their transaction OTP Fix the agreement mistake
cardholders
to
Change preposition
with
scammer
on call which leads to Add an article
the scammer
a scammer
large
Change the article
a large
amount
of debt on Fix the agreement mistake
amounts
person
.
In conclusion, Add an article
the person
a person
although
credit
borrowings are helpful for payoff
instant Correct your spelling
paying
bills
and generate
more Wrong verb form
generating
money
from investment, but
if the statement balance Remove the conjunction
apply
does
not clear on time it leads to high debt and has more chance of being Verb problem
is
trap
in Wrong verb form
trapped
fruad
. I believeCorrect your spelling
fraud
,
Remove the comma
apply
credit
should be used by following strategy
way of how to do Correct article usage
a strategy
credit
payments on time to bank
.Add an article
the bank
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organization
Introduction and conclusion: Develop a clear and purposeful introduction that gives an overview of what will be discussed. Similarly, a conclusion should summarise your main points and clearly state your opinion.
organization
Paragraphing: Organise your essay into clear paragraphs. Each paragraph should address a single main idea, supported by examples or further explanation.
cohesion
Linking words and transitions: Use linking words and transitions between sentences and paragraphs to help your essay flow more naturally.
task response
Addressing the prompt: Ensure that you directly address all parts of the prompt in your essay. This includes discussing both views thoroughly and providing a clear, well-supported opinion.
content
Specific examples and detailed explanation: Incorporate more specific examples and detailed explanations to support your points. This helps in making your essay more persuasive and your arguments more convincing.
Word Count
IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.
A very long essay will not give you a higher band score.
Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.