People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

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Nowadays, the population can have access easily to loans or credit cards, that have been provided by

banks

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. I think

this

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provided

way

Add an article

a way

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that

banks

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have made it is a beneficial development because we can buy expensive

items

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and return them in the long term.

To begin

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with, the amount of money that an individual has to spend on equipment or supplies has peaked through these years. Mostly the population find it hard to pay for big

items

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such

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as cars or houses, at the time that they are selecting them.

As a result

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banks

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invented a method for citizens to respond to their needs and pay them back over a longer period with a reasonable profit.

This

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method enhances the people's power to buy

items

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and keeps them updated with their community.

For example

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, as research indicates, most of the accommodations in cities have been bought by people who got a loan from

banks

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and

also

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the ownership of homes has increased dramatically during these years.

On the other hand

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, credit cards and loans might lead humans to bad habits that may put those people in jail.

For instance

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, buy the most expensive item or equipment

that is

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not really useful.

However

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, these crowds are not considerable and we can not eliminate a way of money support for a large community because of the negative habits of the small proportion of citizens. I think it is better to introduce some limitations based on an individual salary to prohibit

this

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occurrence. In conclusion, in my opinion,

banks

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have provided functional opportunities to overcome money difficulties and make us able to buy high-priced

items

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with low budgets to

rocket

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rock

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our financial prospects.

Moreover

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, for those who might find

this

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method useless, the authorities can make limitations for those who cannot control their needs.

Lastly

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, I think the positive points of

this

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way completely outweigh its drawbacks.

soroushnorouzi0478Mon Apr 08 2024

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Coherence & Cohesion

Consider varying your sentence structures more to add complexity and interest to your writing.

Task Achievement

Try to include more specific examples to support your arguments, which could make your essay even more persuasive.

General

Be cautious of minor mistakes that can slightly distract the reader. Proofreading can help identify and correct these.

Introduction & Conclusion

You did an excellent job introducing and concluding your essay, which creates a strong, cohesive argument.

Supported Main Points

You've effectively supported your main points with explanations, making your arguments more convincing.

Complete Response

Your essay provides a clear response to the task, demonstrating a good understanding of the topic.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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12
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
2
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

315 words

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People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

Answer the 'Advantages and Disadvantages' topic

Some people believe that students should be required to wear uniforms in school, while others argue that uniforms restrict individuality and self-expression. What is your opinion?

Many manufactured food and drink products contain high level of sugars which causes many health problems. Sugary products should be made more expensive to encourage people to consume less sugar. Do you agree of disagree?

In many countries around the world young people decide to leave their parents’ home once they finish school. They start living on their own or sharing a house with friends. Is this a positive or a negative development?

Because of the global economy, many goods including what we use as daily basics produced by other counties have to be transported for a long distance. To what extent do the advantages outweigh the disadvantages?

“Modern forms of communication such as email and messaging have reduced the amount of time people spend seeing their friends. This has a negative effect on their social lives. To what extent do you agree or disagree?”