People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
Nowadays, the population can have access easily to loans or credit cards, that have been provided by
banks
. I think this
provided way
that Add an article
a way
banks
have made it is a beneficial development because we can buy expensive items
and return them in the long term.
To begin
with, the amount of money that an individual has to spend on equipment or supplies has peaked through these years. Mostly the population find it hard to pay for big items
, such
as cars or houses, at the time that they are selecting them. As a result
, banks
invented a method for citizens to respond to their needs and pay them back over a longer period with a reasonable profit. This
method enhances the people's power to buy items
and keeps them updated with their community. For example
, as research indicates, most of the accommodations in cities have been bought by people who got a loan from banks
and also
the ownership of homes has increased dramatically during these years.
On the other hand
, credit cards and loans might lead humans to bad habits that may put those people in jail. For instance
, buy the most expensive item or equipment that is
not really useful. However
, these crowds are not considerable and we can not eliminate a way of money support for a large community because of the negative habits of the small proportion of citizens. I think it is better to introduce some limitations based on an individual salary to prohibit this
occurrence.
In conclusion, in my opinion, banks
have provided functional opportunities to overcome money difficulties and make us able to buy high-priced items
with low budgets to rocket
our financial prospects. Correct your spelling
rock
Moreover
, for those who might find this
method useless, the authorities can make limitations for those who cannot control their needs. Lastly
, I think the positive points of this
way completely outweigh its drawbacks.Submitted by soroushnorouzi0478 on
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Answer the 'Advantages and Disadvantages' topic
IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.
Answer structure for the type of essay
- Introduction
- Body paragraph 1 – advantages
- Body paragraph 2 – disadvantages
- Conclusion
Examples to start your body paragraph:
- The main advantage is...
- The disadvantage of this...
- The main benefit...
- Despite these advantages...
- One possible drawback...
