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Band 5.5

Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

#people #debt #behavior #action
People
 always desire to buy something, especially products that are costly and unnecessary; so, many are ended up in debt just to get something they can not afford. Many
people
 when they
started
Wrong verb form
start
show examples
 to work, it is common in the societies to get
credit
cards
. Having the
cards
 allows them to purchase larger things
such
 as; phones and unnecessary gadgets. It divided the price into small fractions; making it feel like nothing, so few
people
 can control their temptation.
Also
, banks are often promoting
credit
card
 privileges, and low instalment rates but not the payment procedure; many new
credit
card
 holders do not know exactly how much they can pay back, and
this
 results in being in debt with the bank.
This
 habit can be avoided by carefully studying the terms and conditions of each
card
, when, and how much it costs for the payback.
Furthermore
, if already hold a
credit
card
, not all
payment
Fix the agreement mistake
payments
show examples
 should be in an instalment because it requires
high
Add an article
a high
show examples
 percentage of interests which add a lot to the final price.
This
 would be great to teach essential financial knowledge in school to prepare financially smart
people
 because habit forming takes time.
However
,
credit
cards
does
Change the verb form
do
show examples
 not always have negative aspects, a fair amount of
people
 still choose to hold
cards
 because
it
Correct pronoun usage
they
show examples
provides
Correct subject-verb agreement
provide
show examples
 many privileges to compensate
the
Change preposition
for the
show examples
 payment but
it
Correct pronoun usage
they
show examples
needs
Correct subject-verb agreement
need
show examples
 to be managed wisely.
Therefore
, every purchase needs careful consideration before being in any debt because it will be better for everyone to stay debt-free or
can
Verb problem
apply
show examples
wisely gain privilege benefits from
credit
cards
.
Submitted by kanchanakularathna1991 on

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When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • consumerism
  • financial literacy
  • impulse buying
  • credit score
  • debt management
  • sustainable living
  • emotional spending
  • budgeting skills
  • peer pressure
  • retail therapy
  • frugality
  • credit limit
  • financial counseling
  • minimalistic lifestyle
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