Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?
In
this
modern Correct determiner usage
these
times
most Add a comma
times,
of
Change preposition
apply
the
Correct article usage
apply
people
thrive on wellknown
Correct your spelling
well-known
well known
life
. So they are finding good ways to it
! Nowadays! Add a missing verb
do it
People
are having
Wrong verb form
have
banks
accounts and Change the noun form
bank
credit
cards
. Some nations believe that
is
Correct your spelling
it
helped
Wrong verb form
helps
to
survive their Correct pronoun usage
them to
life
. On the other hand
, some folks argue that it has several drawbacks. In this
essay, I am going to discuss both views and I will give my opinion of this
argument with relevant examples.
First,
we should consider about positive aspects. The government or private banks
offer different credit
cards
to people
. That will help many
ways Change preposition
in many
on
their Change preposition
in
life
. Such
as, for managing life
expenses, to start
Change the verb form
starting
new
business, etc. Others believe that sometimes, individuals need investment. Add an article
a new
Therefore
, they can get money
from using credit
cards
. In the same way anytime, money
can be gotten from Bank
! Even, Correct article usage
the Bank
small
Add an article
a small
amount
of money
can be got
from cash Verb problem
obtained
deposit
. Every month, Fix the agreement mistake
deposits
small
Add an article
a small
amount
of money
can be paid to bank
that would help to Correct article usage
a bank
Correct article usage
the nations
nations
Change noun form
nation's
life
. For instance
, last
middle of Change preposition
in last
year
, I planned to buy a motorbike Add an article
the year
while
I did not have enough Correct word choice
but
money
for it. Thus
, a certain amount
was gotten from bank
. Add an article
the bank
Likewise
, individuals are gotten
Wrong verb form
getting
money
by
Change preposition
with
credit
cards
.
Apart from that have some drawbacks when banks
offer credit
card
to Fix the agreement mistake
cards
people
. They are being demanded some restrictions on accounts,
until folks pay the due Remove the comma
apply
amount
. Bank
would add tax for total borrowed capital meanwhile international Fix the agreement mistake
Banks
banks
are increased
Wrong verb form
increase
percentage
of tax for Correct article usage
the percentage
credit
card
. Fix the agreement mistake
cards
Therefore
, that will be enormous
issue Correct article usage
an enormous
to
users so Change preposition
for
government
should Correct article usage
the government
be consider
it. Several Change the verb form
consider
bank
reports shown
, Add a missing verb
have shown
Correct word choice
that the
the
vast Correct article usage
a
amount
of users have been
taken debt Unnecessary verb
apply
money
. It was rapidly increased. Furthermore
, they are struggling to pay it
.
Taking everything in conclusion, The usage of Change preposition
for it
credit
card
contains Fix the agreement mistake
cards
advance
Correct your spelling
advantages
such
as able
to use Add a missing verb
being able
for
purchasing things; we may not rely on others. Correct pronoun usage
them for
Money
can be gotten any
time. Change preposition
at any
Instead
of drawbacks for due amount
is paid by bank
from Add an article
the bank
a bank
people
. Consequently
, individuals are struggled
to pay. Personally, I think that there are many benefits Change to the active voice
struggle
have struggled
outweigh
Correct pronoun usage
that outweigh
negative
aspects. So I support to first argument.Correct article usage
the negative
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task response
Try to avoid generalizations and be more specific in your points. Mentioning 'most people thrive on well-known life' is vague. Be precise about how credit cards affect people's lives.
coherence cohesion
Ensure logical flow between sentences and paragraphs. Some parts of your essay jump between ideas without clear transitions, making it hard for the reader to follow. For example, the sentence about getting money from the bank 'anytime' seems abrupt.
coherence cohesion
Make sure each paragraph sticks to a clear main idea. The second body paragraph could be clearer if it solely concentrated on the disadvantages without mixing in too many unrelated points.
task response
The essay addresses both advantages and disadvantages of credit cards, which provides a balanced view of the topic.
task response
Using personal experience (buying a motorbike) as an example strengthens your argument and makes it more relatable.
Answer the 'Problem and Solution' topic
Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.
You essay structure should look something like this:
- Introduction
- Body paragraph 1 – Problems
- Body paragraph 2 – Solutions
- Conclusion
Examples to start your body paragraph:
- One of the first problems of the...
- Another problem that needs to be considered...
- A possible solution to this problem would be...
- One immediate practical solution is to...