some people get into debt by buying things they don't need and can't afford. what are the reasons for this behaviour? what actions can be taken to prevent people from having this problem?
In today’s world, many
individuals
find themselves burdened by debt
, primarily due to
purchasing items
they neither need nor can afford. I believe exploring the causes of this
problem can assist in finding suitable solutions to resolve it.
One major factor that could partly account for this
issue is the culture of consumerism. Modern society encourages individuals
to buy the latest products, even when they are unnecessary. This
pressure is often fueled by advertising, social media, and the desire to maintain a certain social image. To combat this
, promoting financial education could serve as an effective solution. If people were taught about budgeting, saving, and differentiating between needs and wants, they would likely make more informed decisions about their spending. This
could ultimately reduce the pressure to overspend on non-essential items
.
Another contributing factor could
Correct pronoun usage
that could
also
explain why people accumulate debt
: the
easy access to Add a missing verb
is the
credit
. Credit
cards and personal loans allow individuals
to buy items
they cannot afford upfront, leading to a cycle of borrowing and debt
. A possible solution to this
would be to introduce stricter lending regulations. By making it more difficult for individuals
to obtain credit
without proper assessment of their financial capacity, the likelihood of accumulating unmanageable debt
would be reduced. Moreover
, encouraging people to use cash or debit cards instead
of credit
could promote more responsible spending habits.
To conclude
, even though consumerism culture and easy access to credit
contribute to individuals
buying unnecessary and unaffordable items
, governments and educational institutions can remedy the situation. In my opinion, financial education and stricter lending regulations are steps in the right direction to help prevent this
problem from escalating further
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task achievement
Try to add specific examples or case studies to support your arguments. For instance, mention statistics or specific situations where consumerism or credit access has led to debt.
coherence cohesion
Ensure that each paragraph clearly delivers one idea, and seamlessly connects to the subsequent paragraph to enhance logical flow.
introduction conclusion present
The introduction directly addresses the essay topic and establishes a clear line of thought.
complete response
The essay effectively discusses both the reasons for debt and potential solutions, which demonstrates a comprehensive task response.
logical structure
Paragraphs are generally well-structured with clear topic sentences.
Fully explain your ideas
To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).
For we to consider an essay structure a great one, it should be looking like this:
- Paragraph 1 - Introduction
- Sentence 1 - Background statement
- Sentence 2 - Detailed background statement
- Sentence 3 - Thesis
- Sentence 4 - Outline sentence
- Paragraph 2 - First supporting paragraph
- Sentence 1 - Topic sentence
- Sentence 2 - Example
- Sentence 3 - Discussion
- Sentence 4 - Conclusion
- Paragraph 3 - Second supporting paragraph
- Sentence 1 - Topic sentence
- Sentence 2 - Example
- Sentence 3 - Discussion
- Sentence 4 - Conclusion
- Paragraph 4 - Conclusion
- Sentence 1 - Summary
- Sentence 2 - Restatement of thesis
- Sentence 3 - Prediction or recommendation
Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.
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