some people get into debt by buying things they don't need and can't afford. what are the reasons for this behaviour? what actions can be taken to prevent people from having this problem?

#people #debt #behaviour #actions

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In today’s world, many

individuals

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find themselves burdened by

debt

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, primarily

due to

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purchasing

items

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they neither need nor can afford. I believe exploring the causes of

this

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problem can assist in finding suitable solutions to resolve it. One major factor that could partly account for

this

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issue is the culture of consumerism. Modern society encourages

individuals

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to buy the latest products, even when they are unnecessary.

This

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pressure is often fueled by advertising, social media, and the desire to maintain a certain social image. To combat

this

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, promoting financial education could serve as an effective solution. If people were taught about budgeting, saving, and differentiating between needs and wants, they would likely make more informed decisions about their spending.

This

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could ultimately reduce the pressure to overspend on non-essential

items

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. Another contributing factor

could

Correct pronoun usage

that could

show examples

also

Linking Words

explain why people accumulate

debt

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the

Add a missing verb

is the

show examples

easy access to

credit

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Credit

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cards and personal loans allow

individuals

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to buy

items

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they cannot afford upfront, leading to a cycle of borrowing and

debt

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. A possible solution to

this

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would be to introduce stricter lending regulations. By making it more difficult for

individuals

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to obtain

credit

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without proper assessment of their financial capacity, the likelihood of accumulating unmanageable

debt

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would be reduced.

Moreover

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, encouraging people to use cash or debit cards

instead

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credit

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could promote more responsible spending habits.

To conclude

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, even though consumerism culture and easy access to

credit

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contribute to

individuals

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buying unnecessary and unaffordable

items

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, governments and educational institutions can remedy the situation. In my opinion, financial education and stricter lending regulations are steps in the right direction to help prevent

this

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problem from escalating

further

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Submitted by www.prnmmdn on Fri Oct 11 2024

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task achievement

Try to add specific examples or case studies to support your arguments. For instance, mention statistics or specific situations where consumerism or credit access has led to debt.

coherence cohesion

Ensure that each paragraph clearly delivers one idea, and seamlessly connects to the subsequent paragraph to enhance logical flow.

introduction conclusion present

The introduction directly addresses the essay topic and establishes a clear line of thought.

complete response

The essay effectively discusses both the reasons for debt and potential solutions, which demonstrates a comprehensive task response.

logical structure

Paragraphs are generally well-structured with clear topic sentences.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

7
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
2
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

274 words

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Topic Vocabulary:

Debt accumulation
Consumerism culture
Financial literacy
Impulse buying
Emotional spending
Social status pressure
Financial mismanagement
Credit accessibility
Budgeting skills
Spending habits

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some people get into debt by buying things they don't need and can't afford. what are the reasons for this behaviour? what actions can be taken to prevent people from having this problem?

Fully explain your ideas

Some people think student should study the science of food and how to prepare it. Others think student should spend time on other important subjects. Discuss both views and give your opinion.

Many students have trouble being able to focus on school studies, with their attention span increasingly deteriorating. What are the reasons for this? What can be done to solve this problem?

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company having a uniform? Are there any benefits of having a uniform for the staff?

It is more important for schoolchildren to learn about local history than world history. To what extent do you agree or disagree?

The use of mobile phone is as antisocial as smoking. Smoking is banned in certain places so mobile phone should be banned like smoking. To what extend do you agree or disagree?