Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? A

Lots of people owe money to banks and

credit-card

Correct your spelling

credit card

show examples

companies because they purchased goods they do not have the money to pay for.

This

Linking Words

essay will first state that the easy availability of credit is the main reason for

this

Linking Words

, and the government should step in and issue strict guidelines to prevent irresponsible lending. It is recommended

learning

Change the verb form

to learn

show examples

to control your emotions

,

Remove the comma

apply

show examples

because taking what you don't need is not controlling your emotions properly The lack of financial literacy and education can leave people vulnerable to impulsive purchases and the consequences of debt. Emotional spending, often driven by feelings of stress, loneliness, or boredom, can result in accumulating debt for unneeded items. In conclusion , mastering emotional control and developing financial literacy are essential for making wise choices and avoiding unnecessary debt. It is predicted that uncontrolled emotions can lead to unwise decisions,

such

Linking Words

as buying things you don't need or can't afford.