People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

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All around the
globe
technological advancements have left no stone unturned.
However
, few
people
believe that
,
Remove the comma
apply
show examples
there are certain drawbacks
of
Change preposition
to
show examples
using
credit
cards
for
transactions
.
This
essay
would
Wrong verb form
will
show examples
discuss the
advantages
and
disadvantages
of
credit
cards
followed by a reasonable conclusion In
the
Correct article usage
apply
show examples
recent years,
people
are
Wrong verb form
have been so
show examples
burdened by
responsibilities
Correct article usage
the responsibilities
show examples
of work and home that they do not get enough time for shopping every other week. E-commerce not only has made it convenient for shoppers to purchase products online
at
Change preposition
from
show examples
the comfort of their homes but
also
it makes to
reduce
Wrong verb form
reduced
show examples
extra
cost
Fix the agreement mistake
costs
show examples
for transportation to the shop.
Furthermore
,
credit
cards
are used for payment of taxes and other legal fees through Government websites which are safe and convenient. Many banks have introduced international
credit
cards
which help
the
Correct article usage
apply
show examples
travellers enjoy their visits abroad without worrying physical currency at hand.
For example
, the
Guardian
Change noun form
Guardian's
show examples
last
report was Ing bank has
their
Correct pronoun usage
apply
show examples
branches worldwide and their international
cards
could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the
advantages
, there are
few
Correct article usage
a few
show examples
disadvantages
of using
credit
cards
as well. With the increasing crimes around the
globe
, many instances of hacking around the
world
have been reported
due to
online
transactions
. Many fake call centres have been set up which try to convince
people
to share their personal details by offering them attractive offers.
However
, the hackers
who
Correct pronoun usage
apply
show examples
have been set up by the governments in various countries to protect the interest of current and prospective users of plastic money.
To conclude
,
Credit
cards
have opened a
world
of new possibilities. It helps
people
in saving
Wrong verb form
save
show examples
time and makes it convenient to fulfil their responsibilities without having to go out.
Therefore
, from the above discussion,
it is clear that
the use of
credit
cards
has more
advantages
than
disadvantages
. All around the
globe
technological advancements have left no stone unturned. The introduction of plastic money for online
transactions
have
Change the verb form
has
show examples
made life easier than ever previously.
However
, few
people
believe that
,
Remove the comma
apply
show examples
there are certain drawbacks
of
Change preposition
to
show examples
using
credit
cards
for
transactions
.
This
essay
would
Wrong verb form
will
show examples
discuss the
advantages
and
disadvantages
of
credit
cards
followed by a reasonable conclusion Despite the
advantages
, there are
few
Correct article usage
a few
show examples
disadvantages
of using
credit
cards
as well. With the increasing crimes around the
globe
, many instances of hacking around the
world
have been reported
due to
online
transactions
.
However
, the hackers
who
Correct pronoun usage
apply
show examples
have been set up by the governments in various countries to protect the interest of current and prospective users of plastic money.
To conclude
,
Credit
cards
have opened a
world
of new possibilities.
Therefore
, from the above discussion,
it is clear that
the use of
credit
cards
has more
advantages
than
disadvantages
.
Submitted by moon2014angel on

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task response
Develop your main ideas more thoroughly. For instance, explain how exactly credit cards help save time and why this outweighs the risks.
coherence cohesion
Enhance coherence by organizing your essay into clear, separate paragraphs for introduction, advantages, disadvantages, and conclusion. Present ideas in a more logical order.
task response
Ensure each main point is clearly supported with specific examples. Avoid repetition of points and refine to ensure clarity and depth.
task response
The essay addresses both advantages and disadvantages of using credit cards, making for a balanced discussion.
coherence cohesion
An introduction and conclusion are clearly present, which sandwiches the main content effectively.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
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