It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

The bar chart compares the ages when
women
had their first child in Australia from 1966 to 2006.
Overall
, there was a growing trend of later parenthood.
While
there was a sharp drop in the proportion of
women
who gave
birth
at the
age
of 19 and 20-24, an opposite trend was observed among
women
aged between 30 and over
40s
Correct your spelling
40
, with the biggest rises seen among
women
in their 30s.
By contrast
, after an initial increase in the percentage of
women
who decided to have a baby in their late 20s, the figure fell in 2006. In 1966, an overwhelming majority of
women
leaned towards earlier parenthood with over 60% falling within the 20-24
age
bracket.
However
,
this
percentage saw a 20-point fall by 1986,
further
dropping to 30% in 2006. 25-29 was the second most common
age
for Australian
women
to give
birth
in 1966, with little under 40% of them choosing
this
age
to be the most appropriate.
After
this
, despite a considerable rise to over 50% in 1986, the percentage dropped to around 40% in 2006. Similar to
women
in
20
Correct article usage
the 20
show examples
-25
age
bracket, those aged under 19 experienced a fall in numbers over the years from an initial 35% to around 21% in 1986 before finishing at a mere 11%. The remaining
age
categories,
however
, experienced consistent rises in their figures.
Women
in the 30 to 34 and 35 to 39
age
groups followed a similar trajectory, with their respective figures standing at 12% and 9% in 1966 and increasing to around 19% and 15% in 1986. After two decades, they maintained their trajectory as the proportion of
women
giving
birth
in their early 30s reached a staggering 50% and those from the 35-39
age
bracket doubled.
Women
who gave
birth
to their firstborns after the
age
of 40,
on the other hand
, showed a modest 2% in 1966, a figure, which slowly went up to 4% in 1986, finishing at 5% in 2006. #task1
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coherence cohesion
Ensure a clear introduction and summary conclusion to enhance coherence.
task achievement
Clarify any complex points to ensure all ideas are easily understood by all readers.
coherence cohesion
Good logical structure with comprehensive data presentation.
task achievement
Effective use of specific data to support main points.

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Get your IELTS Essential Vocabulary List —
Topic Vocabulary:
  • compelled
  • strategic financial decision
  • investing
  • property
  • cash flow
  • rewards programs
  • debt trap
  • servicing debt
  • exacerbate
  • financial strain
  • cycle of debt
  • personal responsibility
  • financial literacy
  • informed decisions
  • excessive borrowing
  • ill-informed borrowing
  • financial planning
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