In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

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In recent years the number of

people

Use synonyms

who used

credit

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cards

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increased enormously.

Although

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some claim that

this

Linking Words

phenomenon has a huge number of advantages

such

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as convenience and

credit

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history.

However

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, I firmly assert that using

credit

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cards

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is not flexible, emotional breakdowns, overpayment and has risks.

This

Linking Words

essay will explore both of pros and cons of

this

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theme and give its own perspective.

To begin

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with, there is a myriad of benefits to using

credit

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cards

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Firstly

Linking Words

this

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allows

people

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to obtain goods and services immediately.

For example

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in urgent situations, when

people

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need a certain amount of money banks provide it to them.

As a result

Linking Words

, it saves time and

people

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can get

credit

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at any time, online

also

Linking Words

Furthermore

Linking Words

, it plays a crucial role in development. It is essential for helping business and personal growth by providing financial support.

This

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enables boost

people

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their quality of life.

Conversely

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, there are many drawbacks to using

credit

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cards

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To begin

Linking Words

with, it causes financial problems for some individuals.

This

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issue arises

due to

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not using

credit

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cards

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wisely.

For example

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, many

people

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buy unnecessary things and don’t pay them back.

Additionally

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people

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have debts, that they can’t pay back, have stress and it leads to mental issues.

This

Linking Words

is because they can’t stop taking

credit

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and take too much on themselves . In conclusion,

while

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credit

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cards

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offer undeniable advantages

such

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as convenience and financial support, they

also

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come with significant risks, including financial mismanagement, overpayment, and emotional stress. The key to benefiting from

credit

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cards

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lies in responsible usage and financial discipline.

Therefore

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, individuals should carefully evaluate their financial capacity before relying on

credit

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cards

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to avoid long-term financial difficulties.

pandatvin3Sat Feb 08 2025

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coherence and cohesion

In your introduction, try to provide a clearer outline of the main points you will discuss in the essay. This will help guide the reader through your argument more effectively.

coherence and cohesion

Ensure that your body paragraphs have clear topic sentences that summarize the main point of each paragraph. This improvement would enhance the logical structure of your essay.

task achievement

Provide more specific examples or data to support your claims. For instance, when discussing emotional stress caused by credit cards, mentioning statistics or studies could strengthen your argument.

coherence and cohesion

Make sure to proofread your work for minor grammatical errors and punctuation. For instance, there should be no spacing before commas, and phrases should be structured smoothly for better readability.

task achievement

You demonstrated a good understanding of both the advantages and disadvantages of credit cards, making your perspective well-rounded and insightful.

coherence and cohesion

Your use of transitional phrases helps in directing the reader through your arguments effectively. This enhances the overall flow of ideas in the essay.

Use a variety of complex and simple sentences

You should use complex sentences in your writing, but it does not mean that you should try to make all of our sentences complex.

‘Complex’ sentences are not actually very complex; they are just two or more simple sentences put together. Putting them together makes the essay more coherent and cohesive.

Examples:

I really want to study but I’m too tired.

I wore a warm coat because the weather was cold.

If action is not taken soon on climate change, global warming will get worse.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

15
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

283 words

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Topic Vocabulary:

convenience
financial flexibility
consumer debt
credit history
interest charges
financial responsibility
overspending
economic activity
rewards program
cash back
debt accumulation
financial problems
mental health
stress
anxiety

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In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

Use a variety of complex and simple sentences

Some people who have been in prison become good citizens later, and it is often argued that these are the best people to talk to teenagers about the dangers of committing a crime. To what extent do you agree or disagree?

Some people think that too much money has been spent looking after and repairing old buildings, so we should knock down old buildings and build modern ones instead. To what extent do you agree or disagree?

Many poeple try to achieve success through their career or education. What can success mean to differenet people? What is your view of success?

some people say that internet should be regulated. others are against any forms of internet censorship. Discuss both these views and give your opinion.