Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

In today's world, individuals tend to get products, actually unnecessary and can't even afford these things,
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this
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behavior
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behaviour
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has some reasons,
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as social
media
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and increased affordability of
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items. There could be some preventable actions that, primarily the government should implement
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measures to minimize the issues. I believe that understanding and taking a balanced approach to
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trend could be more beneficial for both the producer and the user. One major reason for
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unstoppable trend is the social
media
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effect, especially
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such
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apps like Instagram or TikTok, which tend to create unlimited shopping.
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, the influencers of these platforms help boost
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business to help people get more things they don't need. Not only that, but
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they provide a safe, convenient, and accessible area to shop without any worry.
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, the followers or users of these platforms get ambitious about trying the exact same clothing combination that the influencer provided and get the outfit, whatever it takes, to look like them. Another key factor is that, with fast fashion, many brands produce low-quality items at low prices, which draws the consumers' attention to get more and more things easily. Many brands follow
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strategy,
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as Zara, one of the most trendy companies that plays a crucial role in
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field. Using low-quality products
while
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producing the clothes and
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keeping the price at the minimum level to get more attention
by
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from
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the consumers is their first aim
to follow
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. Because of the attraction of
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kind of method, people started to get hundreds of clothes, shoes, bags, and accessories unlimitedly. In conclusion, it can be observed that
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unlimited trend has been going through all the society because of
the
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social
media
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platforms and easier accessibility.
However
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, the government should take a step to overcome
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situation with a balanced approach
for both
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so as
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not to harm the producer or the customer.
Whereas
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, a free financial educational program for the community may understand the basics
on
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of
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how to manage their money, and with the strict regulations on social
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, limitations could be given to the companies to minimize
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unwanted problem.

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Try to include more specific examples or personal experiences to support your points. This strengthens your arguments.
coherence and cohesion
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You introduced the topic well and presented relevant reasons for the issue.
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Topic Vocabulary:
  • consumer culture
  • impulsive buying
  • financial literacy
  • accumulating debt
  • high-interest rates
  • emotional spending
  • financial education
  • budgeting
  • materialism
  • personal well-being
  • mandatory financial counseling
  • tighter lending criteria
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