Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

We are living
on
Change preposition
in
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the technology era, and our
budget
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management is quite involved in it and very important to take into account,
technology
Correct word choice
that technology
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give
Correct subject-verb agreement
gives
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us an easy way of making
money
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transactions,
with
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and with
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the rise of
the
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apply
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debit
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or
credit
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cards
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they are becoming much popular in our daily life
becuse
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because
all the advantages that
comes
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come
show examples
with them, but not everything is great and functional about them, we are going to present some advantages and disadvantages of the use of nowadays plastic
money
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.
In
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On
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one
Correct article usage
the one
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hand we have benefits
such
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as
the
Correct article usage
apply
show examples
credit
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and
debit
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cards
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being a really convenient and safe way
on
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apply
show examples
how
we
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apply
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make transactions, now we
dont
Correct your spelling
don't
need to carry
with
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apply
show examples
large amounts of cash or
taking
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take
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care of a mistake or wrong authorization for a movement in our accounts. Plastic
money
Use synonyms
comes with financial apps or even the banks
give
Wrong verb form
giving
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us the chance
of keeping
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to keep
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track of our
budget
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and
having
Unnecessary verb
apply
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the
Correct article usage
apply
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control of
the
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apply
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spending,
also
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thanks to digital tools and
cards
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the global market is wide open to everyone with a
credit
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or
debit
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card so that commercial barrier is no longer there. Now
on the other hand
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some difficulties
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this
Correct determiner usage
apply
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can be presented to us as living users of his kind of payment method, it is not available to everybody,
for
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example
Add the comma(s)
example,
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if we are in a less developed area, rural or without any access
of
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to
show examples
internet
Correct article usage
the internet
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connection,
also
Linking Words
during some general service malfunctioning, in that scenario would be impossible to make any type of transaction, leaving us only the cash as a paying resource. Another topic of concern could be our data privacy,
knowning
Correct your spelling
knowing
that all our data is online and being administrated by others opens a lack of trust and security in the users and their own interests in keeping their
money
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safe and their personal financial data
of
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from
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being stolen.
Credit
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cards
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can absolutely lead us to overspending and accumulating debt
due to
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high-interest
Correct your spelling
high interest
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rates if we cannot manage
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then
Correct your spelling
them
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conciusly and
taking
Wrong verb form
take
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enough
responsability
Correct your spelling
responsibility
of
Change preposition
for
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our
spendings
Fix the agreement mistake
spending
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something that could
also
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lead us to
consumism
Correct your spelling
consumption
and unproperly use of our
budget
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.
To sum
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up
Add a comma
up,
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this
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new and popular
pay
Replace the word
payment
show examples
methos
Correct your spelling
method
as
credit
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and
debit
Use synonyms
cards
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has changed the way we make transactions, but it is very important to
ackowledge
Correct your spelling
acknowledge
that
this
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paying
Replace the word
payment
show examples
method
it
Correct pronoun usage
apply
show examples
is not suitable for everyone taking
Linking Words
this
Correct determiner usage
these
show examples
pros and cons into account and depending
your
Change preposition
on your
show examples
interests in your financial operations,
budget
Use synonyms
management or privacy concerns you should double check before making a choice between keeping cash always with you, change and start using plastic
money
Use synonyms
or both as differents ways of keeping track and control of your
money
Use synonyms
.

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coherence and cohesion
Your main ideas are clear, but try to split them into smaller paragraphs for better organization.
task achievement
Make sure each introduction point is fully developed in the body. For example, explain how digital tools are good for budgeting.
task achievement
Use specific examples to support your points. Perhaps mention a real-life situation about credit card safety or overspending.
task achievement
Your essay covers both advantages and disadvantages, which is a good balance.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Topic Vocabulary:
  • Plastic money
  • Credit and debit cards
  • Banknotes
  • Coins
  • Transactions
  • Convenience
  • Security
  • Unauthorized transactions
  • Budget management
  • Financial apps
  • Acceptance
  • Global reach
  • Versatile
  • Dependence on technology
  • Technology malfunction
  • Privacy concerns
  • Data privacy
  • Data breaches
  • Overspending
  • Accumulating debt
  • High-interest rates
  • Fees
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