Many people think that using credit cards brings has more advanatges than disadvantages

In today’s modern era, technological advancements have transformed the way

people

Use synonyms

manage their finances, and the use of

credit

Use synonyms

cards

Use synonyms

has become increasingly common.

While

Linking Words

credit

Use synonyms

cards

Use synonyms

do present some drawbacks, I strongly believe that their advantages outweigh the disadvantages.

This

Linking Words

essay will discuss both perspectives. One of the main reasons why

credit

Use synonyms

cards

Use synonyms

are considered beneficial is their role as an emergency source of money. They allow individuals to cover expenses immediately, even when their bank balance is insufficient.

For instance

Linking Words

, if someone suddenly needs to pay for groceries or unexpected medical bills, a

credit

Use synonyms

card provides a convenient solution.

In addition

Linking Words

, responsible use of

credit

Use synonyms

cards

Use synonyms

helps build a strong

credit

Use synonyms

score, which is essential for securing loans or purchasing expensive items

such

Linking Words

as cars or phones through instalment plans.

As a result

Linking Words

credit

Use synonyms

cards

Use synonyms

not only provide financial flexibility but

also

Linking Words

create long-term financial opportunities. Another significant advantage of

credit

Use synonyms

cards

Use synonyms

is the variety of bonuses and rewards they offer. Many

people

Use synonyms

use them for online shopping, booking flights, or reserving hotels, as these payments often come with cashback offers, discounts, or reward points.

For example

Linking Words

, frequent

travelers

Use the right word

travellers

show examples

often prefer paying by

credit

Use synonyms

card to earn airline miles and reduce future travel costs.

Therefore

Linking Words

, the financial benefits and rewards encourage

people

Use synonyms

to rely on

credit

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cards

Use synonyms

for their daily transactions.

On the other hand

Linking Words

, there are a few disadvantages that cannot be ignored.

Firstly

Linking Words

people

Use synonyms

often overspend when using

credit

Use synonyms

cards

Use synonyms

because they are not required to pay immediately.

This

Linking Words

can lead to debt and financial difficulties if the monthly bills exceed their income.

Secondly

Linking Words

, losing a

credit

Use synonyms

card can be problematic, as it may be misused by others before the owner has a chance to block it. These issues highlight the potential risks of relying too heavily on

credit

Use synonyms

cards

Use synonyms

. In conclusion,

although

Linking Words

credit

Use synonyms

cards

Use synonyms

may cause overspending or misuse in some cases, their benefits as an emergency financial tool, a way to build

credit

Use synonyms

history, and a source of rewards clearly outweigh the drawbacks.

Therefore

Linking Words

, I believe

credit

Use synonyms

cards

Use synonyms

are an essential part of modern financial management.

avipatel9831

Aug 16, 2025

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content

Add deeper ideas that link to the task and show more view points.

structure

Use more simple and clear links between ideas to keep flow.

content

Check that every idea has a clear example or detail.

style

Save some space in the essay by short and clear sentences.

structure

Clear plan in the intro and a strong link to the conclusion.

cohesion

Good use of linking words like 'One of the main reasons', 'On the other hand'.

content

Relating to real acts, such as emergencies and reward offers.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

for example
for instance
to illustrate this
to give a clear example
such as
namely
to illustrate
take, for example

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13
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

5 paragraphs

352 words

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Many people think that using credit cards brings has more advanatges than disadvantages

Support ideas with relevant, specific examples

With tha advances in the field technology an increaing number of people are now working from home. Discuss the advantages and disadvantages of working remotely.

Some people think that physical strength is important for success in sport, while other people think that mental strength is more important. Discuss both views and give your own opinion.

Learning English at school is often seen as more important than learning local languages. If these are not taught, many are at risk of dying out. In your opinion, is it important for everyone to learn English? Should we try to ensure the survival of local languages and, if so, how?

At present, the population of some countries includes a relatively large number of young adults, compared with the number of older people. Do the advantages of this situation outweigh the disadvantages?

Some people say that music is a good way of bringing people of different cultures and ages together. To what extent do you agree or disagree with this opinion?