In many countries, there is an increasing trend in using mobile phone apps for payment purpose instead of old way of cash handling. What is your opinion. Explain with examples.

this

Linking Words

highly technical era, most of the nations around the world

shifting

Verb problem

are shifting

show examples

towards digital

payment

Use synonyms

methods, rather than paying through

the

Correct article usage

apply

show examples

printed currency. In my

opnion

Correct your spelling

opinion

this

Linking Words

development has both positive

as well as

Linking Words

negative scenarios, which would going to be discussed in forth

coming

Verb problem

forthcoming

show examples

paragraphs. On the one hand, it

iis

Correct your spelling

undoubtedly true that

on line

Use the right word

online

show examples

payment

Use synonyms

apps

makes

Correct subject-verb agreement

make

show examples

life smooth, as individuals can make payments without carrying their

vaults

Use the right word

wallets

show examples

as well as

Linking Words

purses.They are just a tap away

to pay

Change preposition

from paying

show examples

for their purchased items. To illustrate, a recent study by Times

nation

Fix capitalization

Nation

show examples

shows that during the

last

Linking Words

decade there are more than 60% people

Verb problem

have adapted

show examples

adapted

Use the right word

adopted

show examples

digital

payment

Use synonyms

applications as they are not willing to carry

cash

Use synonyms

along

Change preposition

apply

show examples

them

Correct pronoun usage

apply

show examples

due to

Linking Words

safety and convenience reasons. Moving to the other side, folks who have

contrary

Correct article usage

a contrary

show examples

point of view

Punctuation problem

apply

show examples

says

Correct subject-verb agreement

say

show examples

that

cash

Use synonyms

Correct article usage

a more

show examples

convenient way to make payments

Punctuation problem

, foloowing

show examples

foloowing

Correct your spelling

following

different causes.

First,

Linking Words

they said it

have

Correct subject-verb agreement

has

show examples

a lot of remembrance process as you have to remember your passwords

along with

Linking Words

frequent password change policies they do not fan of. After that, they mentioned there

Correct subject-verb agreement

are

show examples

more possibilities,

can

Correct pronoun usage

which can

show examples

leads

Wrong verb form

lead

show examples

to money

thefts

Fix the agreement mistake

theft

show examples

.To elaborate, the annual NYPD report shows that there is 7% to 10% incline in money theft reports, as

public

Correct article usage

the public

show examples

leaning

Replace the word

leans

show examples

towards

on line

Use the right word

online

show examples

payment

Use synonyms

platforms. In conclusion, it is true that individuals are more likely

adapting

Wrong verb form

to adapt

show examples

online

payment

Use synonyms

applications as their benefits and convenience overshadow their disadvantages.

Eventhough

Correct your spelling

Even

, there is

slice

Correct article usage

a slice

show examples

of individuals

still

Correct pronoun usage

who still

show examples

wants

Correct subject-verb agreement

want

show examples

stickwith

Correct your spelling

stick with

traditional

cash

Use synonyms

payment

Use synonyms

methods.

Therefore

Linking Words

, in my

opinion

Add a comma

opinion,

show examples

Fix capitalization

show examples

also

Linking Words

using

Wrong verb form

use

show examples

a lot of online

payment

Use synonyms

platforms,

hence

Linking Words

they are far more convenient and better than

carry

Wrong verb form

carrying

show examples

cash

Use synonyms

gurkaranpreet

Oct 30, 2025

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structure

Plan before you write. Start with a short intro that states your view. Then give 2 or 3 clear reasons with simple facts or small examples.

structure

Use linking words to show order and add small paragraphs. Each paragraph should have a clear topic sentence and stay on one idea.

content

The essay shows a view on the topic and tries to discuss both sides.

content

It uses some real examples to back points.

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9
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
38
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

278 words

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Topic Vocabulary:

Digital wallet
Cryptocurrency
Cashless society
Mobile banking
Contactless payment
Financial literacy
Cybersecurity
Transaction fees
Near Field Communication (NFC)
Peer-to-peer (P2P) transfer

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Air polution is dangerous to humans. What are the main causes of air pollution? What can be done about it?

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