In recent years, online payment systems such as mobile wallets and digital banking have become increasingly popular. What are the advantages and disadvantages of making payments online?

It has become increasingly common usage of digital

payments

Use synonyms

, like as online

payments

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and mobile phones,

while

Linking Words

others think it has disadvantages parts I personally believe that it has a lot of benefits for

People

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who use mobile phones 24/7. On the one hand, it is becoming popular to use online

payments

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these days.

Firstly

Linking Words

, it brings convenience to

people

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for example

Linking Words

, quick tap to pay at stores, and

also

Linking Words

reduces the need to carry cash.

Additionally

Linking Words

, Many countries have rapidly adopted cashless systems because they offer greater convenience and speed compared to traditional cash

payments

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People

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can easily make purchases using debit or credit cards in supermarkets, restaurants, public transportation, and even small shops.

As a result

Linking Words

, carrying large amounts of cash is no longer crucial, and daily transactions have become faster and more secure. Despite their growing popularity, online

payments

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can not be available in some regions and places,

such

Linking Words

as in villages, the places the internet is not available, and

also

Linking Words

if a phone battery dies, it can bring the biggest problem to

people

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who use mobile

payments

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24/7.

In addition

Linking Words

, not all shops or service providers accept mobile

payments

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, especially in rural areas or small businesses. These limitations show that mobile

payments

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although

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convenient, are not yet a perfect replacement for traditional payment methods. In conclusion,

while

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card and mobile

payments

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make transactions faster and more convenient, they

also

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have drawbacks like security risks and reliance on technology. Users should be aware of these technologies when choosing how to pay.

Bunnijon16

Nov 25, 2025

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General improvement

The essay has a good start and clear sides, but ideas are not well built. Add more detail to each point and give one or two real examples.

Structure

Make the flow from one idea to the next easier. Use simple linking words like first, also, but, and, so to show how ideas go together.

Grammar

Some sentences have grammar and word mix up. Check for errors and write short, correct sentences.

Conclusion

Finish with a short restate of your main idea and a final thought.

Task Response

Be sure to answer all task parts: show both good points and bad points, and give a balanced amount of detail.

Approach

The writer shows a plan and the text is split into parts.

Content

There is an effort to give clear ideas and some examples.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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9
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

256 words

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In recent years, online payment systems such as mobile wallets and digital banking have become increasingly popular. What are the advantages and disadvantages of making payments online?

Some people work for the same organisation all their working life. others think that it is better to work for different organisations. Discuss both these viewes and give your own opinion.

Many scientists believe that seeking out life by sending messages into space is a good idea while others feel that it is dangerous. Discuss both views and give your opinion

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Some people have decided to reduce the number of times they fly every year or to stop flying altogether. Do you think environmental benefits of this development overweight the disadvantages for individuals or businesses?

In spite of the advances made in agriculture, many people around the world still go hungry. Why is this the case? What can be done about this problem?