Some people get into debt by buying things they do not need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?”

Getting into debt by purchasing products that one does not need is a more common problem in our society than most
people
Use synonyms
think. Nowadays, getting a loan is easier than it was a few years ago
and
Punctuation problem
, and
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it might push
people
Use synonyms
to make impulsive decisions when shopping. I firmly believe that
this
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behaviour is linked to the fact that humans feel the need to always have more. We live in a time where
people
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are really materialistic and want to hop on new trends, so they can feel better
with
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about
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themselves.
Consequently
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, they will feel the urge to buy the next phone or the next designer pants, even if they don´t need
it
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them
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.
This
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can obviously lead to getting into debt if they aren´t in the right financial position to purchase these things.
Besides
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that, the quick
acess
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access
to loans mixed with a poor financial education, might
also
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be the root of
problem
Correct article usage
the problem
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. Many
people
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believe they are winning by taking a loan, not acknowledging that they will end up paying more than what they had borrowed.
For example
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, there are a lot of
people
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in Portugal
that
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who
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take loans to go on vacation and pay
it
Correct pronoun usage
them
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in
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off in
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2 or 3 years.
Obviously
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Obviously,
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the interest rate will be quite high, and they will end up paying a lot more. To prevent
this
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phenomenon from happening, I have the opinion
that
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is it
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it is
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important to educate
people
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since they are children, not only in
the
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apply
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financial
matter
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matters
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, but
also
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on
consumism
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consumerism
. It is a fact that some efforts have been made on
this
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subject, but they are not enough. For
examples
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example
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, it is
commmon
Correct your spelling
common
for schools to teach their students how
to not
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not to
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be materialistic.
However
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, kids still act the same way, showing
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this
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that this
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is not
emphasized
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emphasised
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enough. Another important factor to reduce
this
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problem is financial education. Most adults lack
this
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knowledge since it wasn't really important by the time they were
at
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in
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school. That said
so
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apply
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, adults should pursue
to increase
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increasing
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their information on the matter with workshops or courses, since there are a lot are free online
.
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courses.
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With the extra knowledge, adults could easily understand what
is
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apply
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a good financial decision
or
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is or
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what is not, reducing the things that are bought without the need or the money for them.

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task response
Begin with a clear view on the two questions. State your main point in the first paragraph and end with a short conclusion that restates your view.
coherence
Use simple, clear links between ideas. Use words like first, also, but, then, for example to connect ideas.
coherence
Make each paragraph focus on one main idea. Give a real example for each point and explain why it leads to debt.
content
The essay shows a clear view that debt comes from wants and easy loans.
content
You give some examples from life to back your points.
structure
You offer a plan to fix the issue with education.
Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general
What to do next:
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