As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: introduce yourself and ask for a loan say why you need the money tell how you intend to pay back the money

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Dear Sir/Madam, I am writing

this

Linking Words

to applyfor ashort-term loan from your bank

due to

Linking Words

a financial problem that

Fix capitalization

show examples

am currently facing. I am Ayush Shukla , and I have been a customer of your bank for 2 years now. I am applying for a short-term loan to pay college fees. Usually, my parents wire the money from my home country , but

due to

Linking Words

the

Correct article usage

show examples

technical error from my parents' bank , the remittance has been delayed for 2 weeks , and I am not able to pay my tuition fees on time.

Therefore

Linking Words

, I want a temporary loan of 5000 pounds, so that I can get admission for next semester. I will make sure that

Punctuation problem

apply

show examples

the whole amount is being paid off with the interest before the start of next month .

In addition

Linking Words

, I can provide any necessary documents or proof regarding the delayed transfer if required. I would be extremely grateful if you could consider my request and provide assistance during

this

Linking Words

difficult situation. I look forward to your positive response. Yours faithfully, Ayush Shukla

ayush.s2352

May 25, 2026

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task response

Task response: You answer all parts, but one point is not fully clear. You say you need money for college fees, but the task says monthly bank transfer from your parents. Add one short line about living costs or urgent payment needs.

task response

Task response: The letter tone is polite and formal. To make it better, say the amount in the local money for Sweden, not pounds.

coherence cohesion

Coherence and cohesion: Your ideas are in a clear order: problem, reason, and pay back plan. This is good.

coherence cohesion

Coherence and cohesion: Some linking is a little heavy with many commas. Use shorter sentences and simple links like 'because', 'so', and 'therefore'.

coherence cohesion

Coherence and cohesion: Keep one main idea in each paragraph. Your letter mostly does this, but the second paragraph is a bit long.

task response

Task response: You clearly ask for a short-term loan and give a reason.

task response

Task response: You explain how you will pay back the money next month.

coherence cohesion

Coherence and cohesion: The letter has a clear opening and closing.

coherence cohesion

Coherence and cohesion: The message is easy to follow from start to end.

Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

firstly
secondly
thirdly
in additional
moreover
also
for example
for instance
therefore
however
although
even though
despite

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4
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
3
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Single idea per paragraph

Greeting and closing

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Suitable writing tone

Appropriate word count

7 paragraphs

180 words

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