THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS. BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL’S ABILITY TO PAY BACK THEIR DEBITS.

#reason #individuals #debits #overuse #credit #cards #banks #individual’s #ability

is widely believe

Suggestion

is widely believed

that

credit

cards

has helped

Suggestion

have helped

people in many

cases but

Accept comma addition

cases, but

on the other

hand putting

Accept comma addition

hand, putting

them in debt and other terrible consequences. While

this

payment

method may bring some benefits to both individuals and banks,

refers to the speaker or writer

personally believe that it is necessary for the banks to check the

payment’s

Suggestion

payment

history of each customer before letting them use

credit card

Suggestion

a credit card

credit cards

First

, in order to avoid unexpected situations, it is better for banks

to make

Suggestion

make

surveys and inquiries about their customers’ spending history before issuing them

credit

cards.

This

means, by completely sure about each

individuals

Suggestion

individual

financial ability, it can decrease the chance of losing money. More than that, since some customers may overuse their

credit

cards to pay for

unnecessary but

Accept comma addition

unnecessary, but

costly things, the banks may become bankrupt if having to pay for those items. So, it is beneficial

for

Suggestion

the bank to make sure about their customer’s economic background before providing them

credit

cards.

For instance

, ACB or EXIMBANK now have

create

Suggestion

created

many assessments to make sure about their customers’

payment

ability before issuing them

such

way of

payment

Moreover

, by restricting irresponsible individuals from the use of plastic money,

banks

Suggestion

the banks

can eliminate social evils. In fact, many

credit

cards

Suggestion

card

users

have became

Suggestion

have become

criminals in order to find some money to pay for their loans. A case in point that Jamie, a well-known Instagramers, who claimed to be overuse her

credit

cards to purchase expensive clothes and cars, have been arrested for gambling.

This

means, it is

compulsary

required by rule

compulsory

to check the responsibility of each customer in order to avoid any bad consequences that may adversely affect the society. In conclusion,

although

credits

Suggestion

credit

card may bring lots of benefits to both banks and consumers, I still believe that banks must make sure that their customers are responsible for their

payment

so as to avoid terrible consequences.

Submitted by huynhkimngan22072003 on Thu Feb 27 2020

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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7Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
17Grammar mistakes
 

4 paragraphs

309 words

5.00

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS. BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL’S ABILITY TO PAY BACK THEIR DEBITS.

Include an introduction and conclusion

The internet has changed the way we communicate. Much communication today happens through social media. Some people support this and think it is a positive development. Others believe that social media have negative effects. Discuss both these views and give your own opinion.

Your friend wants to send her/his children to your house for the weekend. Write a letter to him/her and say – Agree to this arrangement. – Say what time is suitable for you. – Describe what you are planning to do.

The best way to understand other cultures is to work for a multinational organization. To what extent to you agree or disagree?

Some people believe that a visitor to country should follow local custom and tradition while other believe that host country should respect the cultural differences. Discuss both these view and give your own opinion.

Some people say that the government is responsible for aged care and financial support for the elderly; others argue that it’s the role of individuals. Discuss both views and give your own opinion.