THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS. BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL’S ABILITY TO PAY BACK THEIR DEBITS.

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It
is widely believe
Suggestion
is widely believed
that
credit
Use synonyms
cards
has helped
Suggestion
have helped
people in many
cases but
Accept comma addition
cases, but
on the other
Linking Words
hand putting
Accept comma addition
hand, putting
them in debt and other terrible consequences. While
this
Linking Words
payment
Use synonyms
method may bring some benefits to both individuals and banks,
i
refers to the speaker or writer
I
personally believe that it is necessary for the banks to check the
Use synonyms
payment’s
Suggestion
payment
history of each customer before letting them use
Use synonyms
credit card
Suggestion
a credit card
credit cards
.
First
Linking Words
, in order to avoid unexpected situations, it is better for banks
to make
Suggestion
make
surveys and inquiries about their customers’ spending history before issuing them
credit
Use synonyms
cards.
This
Linking Words
means, by completely sure about each
individuals
Suggestion
individual
financial ability, it can decrease the chance of losing money. More than that, since some customers may overuse their
credit
Use synonyms
cards to pay for
unnecessary but
Accept comma addition
unnecessary, but
costly things, the banks may become bankrupt if having to pay for those items. So, it is beneficial
for
Suggestion
to
the bank to make sure about their customer’s economic background before providing them
credit
Use synonyms
cards.
For instance
Linking Words
, ACB or EXIMBANK now have
create
Suggestion
created
many assessments to make sure about their customers’
payment
Use synonyms
ability before issuing them
such
Linking Words
way of
payment
Use synonyms
.
Moreover
Linking Words
, by restricting irresponsible individuals from the use of plastic money,
banks
Suggestion
the banks
can eliminate social evils. In fact, many
credit
Use synonyms
cards
Suggestion
card
users
have became
Suggestion
have become
criminals in order to find some money to pay for their loans. A case in point that Jamie, a well-known Instagramers, who claimed to be overuse her
credit
Use synonyms
cards to purchase expensive clothes and cars, have been arrested for gambling.
This
Linking Words
means, it is
compulsary
required by rule
compulsory
to check the responsibility of each customer in order to avoid any bad consequences that may adversely affect the society. In conclusion,
although
Linking Words
credits
Suggestion
credit
card may bring lots of benefits to both banks and consumers, I still believe that banks must make sure that their customers are responsible for their
payment
Use synonyms
so as to avoid terrible consequences.
Submitted by huynhkimngan22072003 on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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