Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Applying for and being granted a

credit

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card

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, is

lot

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a lot

easier

thesedays

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these days

.

Nevertheless

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, many people face

consequences

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the consequences

when they arrear in their debt payment. In spite of

this

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, I assert that the benefits of

plastic

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money

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overwiegh

fail by aiming too high or trying too hard

overreach

its drawbacks, if used responsibly. As it, not only helps

in

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with

payment of large sums easily, but

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also is portable and

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is also portable and

secure. The most significant drawback of having a

credit

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card

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is

accumulation

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the accumulation

of excessive debt on a person's account. Since there is usually no limit on the amount to be

spend

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spent

,

majority

Suggestion

the majority

of people generally overspend than their actual budget;

consequently

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accumulating a debt

beacuse

for the reason that; on account of

because

of high interest rates.

As a result

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, they find it difficult to pay the

bank

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,

however

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,

this

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situation can be prevented by being more responsible while using

credit

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cards.

Nonetheless

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, there are numerous advantages of using

plastic

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money

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as it can be used to complete transactions involving huge sums of

money

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conveniently and swiftly. To be precise, a person need not to carry

bulk

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the bulk

of cash, but the amount can be smoothly

transfered

transfer somebody to a different position or location of work

transferred

using net banking in

matter

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a matter

of seconds, which is

lot

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a lot

quicker as compared to the past.

For example

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,

majority

Suggestion

the majority

a majority

of people around the world use

plastic

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money

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to transfer funds directly to the

bank

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account, not just nationally, but

also

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while dealing globally.

Moreover

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,

credit

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cards are easily portable and secure in comparison with paper

money

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.

Furthermore

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,

use

Suggestion

the use

of electronic

money

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has given a huge boost to globalisation as transactions can be done around the world with lightning speed. If the

card

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is misplaced,

then

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its misuse can be prevented by just cancelling the

card

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; thereby making it more secure than traditional

money

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. To cite an example, my father lost his

credit

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card

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last

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year,

however

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, he called the

bank

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immediately to report the mishap and freezing his account, making the

card

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redundant.

Thus

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,

plastic

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money

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is way more convenient, secure and quicker than paper

money

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. To conclude, I would reiterate my opinion,

although

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credit

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card has few

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card has a few

drawbacks, yet its benefits massively overweigh its disadvantages. As compared to cash,

bank

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cards are faster,

easy

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easier

to

cary

move while supporting, either in a vehicle or in one's hands or on one's body

carry

and more safer.