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The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

#reason #individuals #debit #overuse #credit #cards #banks #individual’s #ability #debits
In today’s globalized world, banks are lending more money to the individuals to expand banking business
credit
card
 facility is one of them. At the present time banks are not checking ability as well as willingness of persons to pay their debts. To commence with, there are different types of policies of banks towards
credit
card
 facility different
bank
 has their own rules and regulations about that. Sometimes
bank
 personnel do not tell whole policy of
banking system
Suggestion
the banking system
.
For instance
,
credit
card
 limit period and pay back policy
is
Suggestion
are
 different for individuals because banks provide different cards on the basis of income earned by
person
 and each have different guidelines to
fulfill
put in effect
fulfil
. So,
person
Suggestion
a person
people
the person
 may not understand that and not pay back their debts on time. Another reason is
person
Suggestion
the person
a person
people
 may get over budgeted
sometime
Suggestion
some time
 and not able to pay their debts. It is duty of
bank
 that recover the
amount
 from customers as per the law. Banks need to verify individual’s
credit
 potential and
then
 provide
credit
 cards on that basis.
Nowadays many
Accept comma addition
Nowadays, many
credit
 rating agencies are helping financial institutions by providing past
credit
 data of
person
Suggestion
the person
people
a person
persons
 so that
bank
Suggestion
the bank
banks
a bank
 can take decision upon it. It makes
process
Suggestion
the process
 easy for banks to provide
credit
card
 or not apart from that banks can decide
credit
card
 limits and policies regarding it. Sometime individual
take
Suggestion
takes
credit
 cards to pay off their old debts and they may not have idea to pay off
credit
card
 bills.
Second
 thing is
person
Suggestion
a person
people
the person
 not understand the use of
credit
card
,
credit
card
 is
use
Suggestion
used
usable
 for routine expenses and to pay off other
bills but
Accept comma addition
bills, but
person
Suggestion
the person
think
Suggestion
thinks
 that
credit
card
 can use over the limit. It is necessary that
person
Suggestion
a person
the person
 needs to pay their
credit
card
 bills on
due date
Suggestion
the due date
 because after that date
bank
 apply interest and due
amount
 will be more than
actual pay off
Suggestion
the actual payoff amount
actual payoff amount
amount
. To recapitulate, I believe that some persons are in debt due to the lack of knowledge of policies of
credit
 cards and over usage.
Person
Suggestion
A person
The person
 has to pay back
card
 bills after
decided
Suggestion
deciding
 time
otherwise
 interest may charge
on
Suggestion
for
 that
amount
 by banks and individual suffer from debts against their less income.

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For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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