The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
In today’s globalized world, banks are lending more money to the individuals to expand banking business
credit
card
facility is one of them. At the present time banks are not checking ability as well as willingness of persons to pay their debts.
To commence with, there are different types of policies of banks towards credit
card
facility different bank
has their own rules and regulations about that. Sometimes bank
personnel do not tell whole policy of banking system
. Suggestion
the banking system
For instance
, credit
card
limit period and pay back policy is
different for individuals because banks provide different cards on the basis of income earned by Suggestion
are
person
and each have different guidelines to fulfill
. So, put in effect
fulfil
person
may not understand that and not pay back their debts on time. Another reason is Suggestion
a person
people
the person
person
may get over budgeted Suggestion
the person
a person
people
sometime
and not able to pay their debts. It is duty of Suggestion
some time
bank
that recover the amount
from customers as per the law.
Banks need to verify individual’s credit
potential and then
provide credit
cards on that basis. Nowadays many
Accept comma addition
Nowadays, many
credit
rating agencies are helping financial institutions by providing past credit
data of person
so that Suggestion
the person
people
a person
persons
bank
can take decision upon it. It makes Suggestion
the bank
banks
a bank
process
easy for banks to provide Suggestion
the process
credit
card
or not apart from that banks can decide credit
card
limits and policies regarding it. Sometime individual take
Suggestion
takes
credit
cards to pay off their old debts and they may not have idea to pay off credit
card
bills. Second
thing is person
not understand the use of Suggestion
a person
people
the person
credit
card
, credit
card
is use
for routine expenses and to pay off other Suggestion
used
usable
bills but
Accept comma addition
bills, but
person
Suggestion
the person
think
that Suggestion
thinks
credit
card
can use over the limit. It is necessary that person
needs to pay their Suggestion
a person
the person
credit
card
bills on due date
because after that date Suggestion
the due date
bank
apply interest and due amount
will be more than actual pay off
Suggestion
the actual payoff amount
actual payoff amount
amount
.
To recapitulate, I believe that some persons are in debt due to the lack of knowledge of policies of credit
cards and over usage. Person
has to pay back Suggestion
A person
The person
card
bills after decided
time Suggestion
deciding
otherwise
interest may charge on
that Suggestion
for
amount
by banks and individual suffer from debts against their less income.Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.
Fully explain your ideas
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- Paragraph 1 - Introduction
- Sentence 1 - Background statement
- Sentence 2 - Detailed background statement
- Sentence 3 - Thesis
- Sentence 4 - Outline sentence
- Paragraph 2 - First supporting paragraph
- Sentence 1 - Topic sentence
- Sentence 2 - Example
- Sentence 3 - Discussion
- Sentence 4 - Conclusion
- Paragraph 3 - Second supporting paragraph
- Sentence 1 - Topic sentence
- Sentence 2 - Example
- Sentence 3 - Discussion
- Sentence 4 - Conclusion
- Paragraph 4 - Conclusion
- Sentence 1 - Summary
- Sentence 2 - Restatement of thesis
- Sentence 3 - Prediction or recommendation
Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.
Essentional vocabulary list for IELTS Writing 7+
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