IELTS Writing Correction Service
Writing Samples
Band 4

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

#reason #individuals #debit #overuse #credit #cards #banks #individual’s #ability #debits
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In today’s globalized world, banks are lending more money to the individuals to expand banking business
credit
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card
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 facility is one of them. At the present time banks are not checking ability as well as willingness of persons to pay their debts. To commence with, there are different types of policies of banks towards
credit
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card
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 facility different
bank
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 has their own rules and regulations about that. Sometimes
bank
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 personnel do not tell whole policy of
banking system
Suggestion
the banking system
.
For instance
Linking Words
,
credit
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card
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 limit period and pay back policy
is
Suggestion
are
 different for individuals because banks provide different cards on the basis of income earned by
person
Use synonyms
 and each have different guidelines to
fulfill
put in effect
fulfil
. So,
Use synonyms
person
Suggestion
a person
people
the person
 may not understand that and not pay back their debts on time. Another reason is
Use synonyms
person
Suggestion
the person
a person
people
 may get over budgeted
sometime
Suggestion
some time
 and not able to pay their debts. It is duty of
bank
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 that recover the
amount
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 from customers as per the law. Banks need to verify individual’s
credit
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 potential and
then
Linking Words
 provide
credit
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 cards on that basis.
Nowadays many
Accept comma addition
Nowadays, many
credit
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 rating agencies are helping financial institutions by providing past
credit
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 data of
Use synonyms
person
Suggestion
the person
people
a person
persons
 so that
Use synonyms
bank
Suggestion
the bank
banks
a bank
 can take decision upon it. It makes
process
Suggestion
the process
 easy for banks to provide
credit
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card
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 or not apart from that banks can decide
credit
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card
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 limits and policies regarding it. Sometime individual
take
Suggestion
takes
credit
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 cards to pay off their old debts and they may not have idea to pay off
credit
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card
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 bills.
Second
Linking Words
 thing is
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person
Suggestion
a person
people
the person
 not understand the use of
credit
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card
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,
credit
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card
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 is
use
Suggestion
used
usable
 for routine expenses and to pay off other
bills but
Accept comma addition
bills, but
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person
Suggestion
the person
think
Suggestion
thinks
 that
credit
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card
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 can use over the limit. It is necessary that
Use synonyms
person
Suggestion
a person
the person
 needs to pay their
credit
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card
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 bills on
due date
Suggestion
the due date
 because after that date
bank
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 apply interest and due
amount
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 will be more than
actual pay off
Suggestion
the actual payoff amount
actual payoff amount
amount
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. To recapitulate, I believe that some persons are in debt due to the lack of knowledge of policies of
credit
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 cards and over usage.
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Person
Suggestion
A person
The person
 has to pay back
card
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 bills after
decided
Suggestion
deciding
 time
otherwise
Linking Words
 interest may charge
on
Suggestion
for
 that
amount
Use synonyms
 by banks and individual suffer from debts against their less income.

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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