The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

#reason #individuals #debit #overuse #credit #cards #banks #individual’s #ability #debits

In today’s globalized world, banks are lending more money to the individuals to expand banking business

credit

card

facility is one of them. At the present time banks are not checking ability as well as willingness of persons to pay their debts. To commence with, there are different types of policies of banks towards

credit

card

facility different

bank

has their own rules and regulations about that. Sometimes

bank

personnel do not tell whole policy of

banking system

Suggestion

the banking system

For instance

credit

card

limit period and pay back policy

Suggestion

are

different for individuals because banks provide different cards on the basis of income earned by

person

and each have different guidelines to

fulfill

put in effect

fulfil

. So,

person

Suggestion

a person

people

the person

may not understand that and not pay back their debts on time. Another reason is

person

Suggestion

the person

a person

people

may get over budgeted

sometime

Suggestion

some time

and not able to pay their debts. It is duty of

bank

that recover the

amount

from customers as per the law. Banks need to verify individual’s

credit

potential and

then

provide

credit

cards on that basis.

Nowadays many

Accept comma addition

Nowadays, many

credit

rating agencies are helping financial institutions by providing past

credit

data of

person

Suggestion

the person

people

a person

persons

so that

bank

Suggestion

the bank

banks

a bank

can take decision upon it. It makes

process

Suggestion

the process

easy for banks to provide

credit

card

or not apart from that banks can decide

credit

card

limits and policies regarding it. Sometime individual

take

Suggestion

takes

credit

cards to pay off their old debts and they may not have idea to pay off

credit

card

bills.

Second

thing is

person

Suggestion

a person

people

the person

not understand the use of

credit

card

credit

card

use

Suggestion

used

usable

for routine expenses and to pay off other

bills but

Accept comma addition

bills, but

person

Suggestion

the person

think

Suggestion

thinks

that

credit

card

can use over the limit. It is necessary that

person

Suggestion

a person

the person

needs to pay their

credit

card

bills on

due date

Suggestion

the due date

because after that date

bank

apply interest and due

amount

will be more than

actual pay off

Suggestion

the actual payoff amount

actual payoff amount

amount

. To recapitulate, I believe that some persons are in debt due to the lack of knowledge of policies of

credit

cards and over usage.

Person

Suggestion

A person

The person

has to pay back

card

bills after

decided

Suggestion

deciding

time

otherwise

interest may charge

Suggestion

for

that

amount

by banks and individual suffer from debts against their less income.

Sun Apr 05 2020

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Fully explain your ideas

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Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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4Linking words
meeting the goal of 7 or more
5Word repetition
meeting the goal of 3 or fewer
22Grammar mistakes
 

4 paragraphs

364 words

4.00

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

Fully explain your ideas

Some people think only parents are responsible for teaching children how to behave. Others think the main responsibility lies with schools and the government. Discuss both views and give your opinion.

1.Today, lots of people have their own computer and a telephone, which made it easy for people to do job at their home. Does working at home have more advantages or more disadvantages?

It has been suggested that primary children should learn how to grow vegetables and keep animals. Do the advantages of this outweigh the disadvantages?

Some people feel that the government should pay the costs of running universities so that a university education will be free for anyone who wants it. To what extent do you agree or disagree with this opinion?

The charts below show the changes in ownership of electrical appliances and amount of time spent doing housework in households in one country between 1920 and 2019. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.