Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas amd examples from your own experience.

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The ability to manage personal finance has been increasingly popular during the

last

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years. While one part of the population claims that earnings must be spent whenever it is possible, others tend to think that they must be saved in banks. There are valid opinions on both sides, which will be discussed now. On the one hand, people believe spare money must be invested in promising projects and startups rather than being saved. As a rule, if enough research is done and investment risks are well managed, it can bring a high return on investment (ROI).

Also

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, sometimes people argue that life is for fun and enjoyment, implying that they should spend money as much as they can.

Lastly

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, these individuals feel that it makes more sense to earn more rather than increasing their savings.

On the other hand

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, another part of the society reckons that reasonable savings can bring unprecedented wealth to their families since the effect of compound return, offered by banks, guarantees an increase of their money at an exponential rate.

Besides

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, it can be added that there is a logic in having an emergency fund in case of unexpected circumstances. If people spend all their earnings without a backup plan, what will they do in case of recession or global pandemic? In conclusion, I am inclined to believe that people should enjoy their lives and spend their excess cash to get everything from life.

This

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is provided that they have some savings secured to tackle unforeseen obstacles and events.

Submitted by prizrak_taurus on Sun May 24 2020

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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6
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

253 words

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Fully explain your ideas

The scheme below represents the process of brick manufacturing for the building industry.

Fewer and fewer people today write by hand using a pen, pencil or brush. What are the reasons for this? Is the decline in writing by hand a positive or negative development?

Research has shown that spending less time in the office can reduce the use of energy (for example, electricity, gas). Thus some companies close for some days a week. Do this advantage of this development outhweight the disadvantage

in many countruies, the amount of crime is increasing. What do you think are the main causes of crime? How can we deal with those causes?

It is commonly believed that some people are with certain talents for instance for sport and music, and others are not. However, it is sometimes claimed that any child can be taught to become a good sport person or musician. Discuss both views and give tour opinion.