The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?  Give reasons for your answer and include any relevant examples from your own knowledge or experience.

In recent years, there are several methods to pay for something and the discussion whether to
use
cash or
credit
card
are still going on. Even though cards are still a new
methods
Suggestion
method
of paying, but I prefer to
use
credit
cards rather than cash to buy things.
To begin
with, there are many reasons why
credit
cards are used nowadays.
Credit
cards are suitable to pay something
that is
expensive. People who bring
credit
card
do not need to bring
many
the most common medium of exchange; functions as legal tender
money
paper money that
carry
Suggestion
carries
it in a big amount can make our belongings heavier.
Moreover
,
cards
Suggestion
the cards
are small things which can be brought easily and it does not occupy many
space
Suggestion
spaces
in bags. It can be kept in people's pocket or just bring it
with
Suggestion
by
hand.
Credit
cards
are
Suggestion
also benefit
also
benefit from its security. When people need to pay with cards, they need to press their pin that they settle before the transaction are successfully made.
In addition
, by using
credit
cards as a mean to pay, people
do not need
Suggestion
did not need
to pay directly at that time. Sometimes, when people buy something with their
card
, they will get charged in the
next
month which on the
next
billing settlement.
As a result
, all the people
that
is
Suggestion
are
wealth
Suggestion
wealthy
or
poor can
Accept comma addition
poor, can
use
this
mean to buy something that they want
first
and they can pay it later.
Furthermore
, many outlets in the world already accept the usage of
credit
cards, so people do not need to worry about whether the shop will accept it or not. In conclusion, I believe it is better to
use
credit
Suggestion
a credit card
card
rather than cash because of its advantages in the way to bring it, its security, its acceptance, and
to buy
Suggestion
buy
now
then
pay later.
Submitted by van on

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • convenience
  • security benefits
  • fraud and theft protection
  • credit score
  • financial products
  • rewards programs
  • cashback
  • budgeting
  • tracking expenses
  • overspend
  • debt accumulation
  • interest payments
  • universal acceptance
  • privacy
  • financial benefits
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