Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

Irrespective of many individuals spending their money unnecessary being led toward

the

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financial trouble. Nowadays, there ongoing trend of overbuying goods due to influence by social media as well as addiction

of

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to

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credit

card

.

However

, it can be avoided by

f

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a

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ew steps of awareness. To commence with, there are various reasons resulting in

this

kind of manner. The major cause is lack of sensitivity of the people, they are trapped by the social media where they see photos decoration and trimming with and videos of various items.

As a result

, they have been tempted by

d

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the

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esign and graphics of the videos as well as photos presentation which because they should believe that will mandatory for them.

Secondly

,

o

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the

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ngoing trend of usage of plastic money in society admittedly increase

b

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the

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uying power of

c

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the

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ommunity. Applying and obtaining

credit

card

are

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easier these days,

there by

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thereby

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many individuals are buying expensive items with the help of the

credit

card

which greater than their income. End of matter, they are ended up with financial problems

such

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debt, bankrupt as well as defaulter. There are several actions which could solve these kinds of problems. On of

that is

that

,

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they should

be clarify

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about their requirements.

Moreover

, people should assure their expenditure and constant monitoring

to

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of

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routine spending can stave off them to deal with needless expenses.

Furthermore

, they encourage themselves towards

the

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capital investments and savings

instead

of the waste of their earning.

In addition

,

g

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the

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overnment should make strict policy for the financial institutes to allocate the

credit

card

to their customer.

Similarly

, banks and

c

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apital lender should constantly monitor their customer balance sheet to keep away financial issues to their

stake holders

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stakeholders

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as well as themselves. To sum up, too much attraction towards materialistic and dependency of plastic money push up in financial troubles but, there are few proper measures as well as self-realisation of our essentials can save among them.