The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

In today's world, there are a lot of discussions on the topic of the usefulness of

credit

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cards

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versus

cash

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. Despite

a

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the

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rapid popularisation of the technologies some people prefer notes. In my opinion,

credit

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cards

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have more benefits and,

therefore

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,

this

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essay will discuss the possible advantages of

this

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payment system.

To begin

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with,

credit

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cards

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can guarantee safety and the probability that you may lose your

money

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decreases significantly.

This

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is because of fact that not only do robbers who steal your card do need a password to go through the verification system but

also

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a

credit

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card can be easily blocked by the bank if they notice any suspicious manipulations.

Hence

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, unlike paper

money

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, which is stolen irrevocably

credit

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cards

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save your wealth and earnings.

For instance

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, recent research has shown that only 20% of

credit

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cards

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in Ukraine were robbed and unblocked, while others were successfully secured and saved by a strong verification system.

Moreover

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,

credit

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cards

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are more convenient than

cash

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since they are an infinite source of

money

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.

This

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is due to the fact that not only can anyone send you

money

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on your bank account whenever you need it but

also

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you can transfer

money

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from one of your

credit

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cards

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to another.

As a result

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, if, for some reasons, a person leaves a house without

cash

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since they are not planning to buy anything they will have an opportunity to use

credit

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cards

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which can be replenished instantly by someone else.

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, one study has illustrated that more than 60% of teenagers have

credit

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cards

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and when they have any urgent situation their parents are able to transfer some

money

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to their bank account. Eventually, to conclude, in my opinion,

credit

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is a better payment method compared to

cash

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.

Firstly

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,

this

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is because of the safety of

credit

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cards

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and,

secondly

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, since they are convenient in usage.