It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

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Nowadays, people can easily acquire any kind of product by taking a loan. Earlier borrowing money was a cumbersome task

however

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at present it has become a hassle-free process.

This

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helps people in various ways but sometimes it can turn into a burden.

This

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essay

discuss

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discusses

show examples

the concept of benefits and risks related to

borrowings

Use synonyms

and

further

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opines whether it is useful or not.

To begin

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with, a person has to maintain

certain

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a certain

show examples

status in the society he lives in. For that, he should have a few basic things

such

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as a

four wheeler

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four-wheeler

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, a smartphone, a LED television and much more.

Although

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Remove the comma

apply

show examples

owning all these is somewhat necessary yet, an individual

Change the verb form

does

show examples

not have enough resources. To sort

this

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out, borrowing is a legible option. The

installments

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instalments

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of the

borrowings

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can be returned from the monthly income over a period of time.

Consequently

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burden

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the burden

show examples

is not created.

Further

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, if a human has to purchase something to carry out an activity

then

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he can borrow if he

Change the verb form

does

show examples

not have enough funds.

For instance

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, due to covid-19 majority of folks had to work from home. Employees who did not

owned

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own

show examples

a laptop or were not provided one from their company had to procure it.

However

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, it was not possible for them because of financial constraints.

Nonetheless

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, acquiring it by borrowing helped them during that time.

On the contrary

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, sometimes the masses take over so much

borrowings

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that eventually, they are unable to pay off. They snap up goods

which

Correct pronoun usage

that

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they do not even need

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show examples

the

first

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place.

This

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results in

wastage

Correct article usage

the wastage

show examples

of resources as well. In my opinion,

borrowings

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should be undertaken to obtain

necessary

Correct article usage

the necessary

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stuff.

Moreover

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, the amount required to pay back every month should be kept in mind.

Then

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only the risk of going bankrupt can be avoided and

borrowings

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can be repaid regularly. To conclude,

borrowings

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do facilitate in an exceptional way

however

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, to be aware of its cons is necessary. Borrowing according to one self's capacity is a sensible decision.

Submitted by harsimrankaur2400 on Thu Jun 10 2021

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

13
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
13
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.5

Complete response

5.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

5 paragraphs

335 words

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Fully explain your ideas

Some people prefer to spend their lives doing the same things and avoiding changes. Others, However, think that change is always a good thing. Discuss both views and give your opinion.

Some people feel that manufactures and supermarkets have the responsibility to reduce the amount of packaging of foods. Others argue that customers should avoid buying goods with a lot of packaging. Discuss both views and give your own opinion.

Some people prefer to live in hot climate, while others like to live in cold climate.Discuss both views and give your own opinion.